Is Your Home Protected from Halloween Horrors?

Halloween is right around the corner and while many children will be dressing up and going Trick-or-Treating, some may be out for the mischievous activities of Halloween. We’ve seen it before: eggs shells stuck to windows, toilet papered trees, and saran wrapped cars (to name a few). Sometimes these activities can lead to pricey home damages.

Luckily, you have homeowners insurance which can cover vandalism, candles/decoration mishaps such as fires, an injury to a trick-or-treater who is hurt on your property, and car crashes to avoid the ghost that walked in front of you. Hopefully, you just have to worry about answering the door and passing out candy, not cleaning up toilet paper, smashed pumpkins, and forks.

Just in case you want to double check to make sure your home is as safe as possible, follow these recommendations from the Insurance Information Institute:

• Pick up anything from your front yard, sidewalk, porch, driveway etc. This will help prevent people from tripping and falling on your property.
• Turn on your outdoor lights so children know where to go and don’t run into anything that could injure them.
• Instead of using candles in your pumpkins, use battery operated lights. They aren’t very expensive and they are much safer to use.
• If you do decide to use a candle, make sure you put away any matches or lighters. Also, make sure children cannot reach them.
• Try to keep any pets away from the front door on Halloween. As nice as Spot is to your family, some children may be afraid of the family dog. Also, make sure they cannot knock over candles by placing them up high.
• If you are using decorations and other lights, check for safety certifications/warnings to make sure you are using them properly.

Enjoy all of the upcoming Halloween festivities and have a Spooktacular Week!

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