We recently launched a campaign for the 12 Days of Insurance Christmas Surprises. American Heritage 
Insurance Group wanted to creatively bring awareness to many insurance related issues that can occur before, during, or after the holiday season.
Presenting the 12 Days of Insurance Christmas Surprises
1 Christmas Tree on Fire:
Holiday tree’s can be dangerous if left on for too long. Keep your home safe with Homeowners Insurance.
Replacement costs coverage will be the most important in the event of a fire.
Is your Homeowners Insurance up to date with the value of your home?
2 Office Parties
Let Business Insurance protect your party and protect yourself with added liability insurance.
Ask an agent if your General Business Liability Insurance is covering you from claims incurred by negligence, bodily injury or property damage.
3 Expensive Gifts
Protect your expensive purchase with Boat, Fine Art, or RV Insurance!
Is your policy customized to protect your valuable belongings?
4 Identities Stolen
Keep your identity safe with Identity Theft Insurance.
Ask an agent about covering any lost wages or child care expenses incurred as the result of restoring your identity.
5 Golden Rings
Keep your valuables safe with Jewelry Insurance.
Did you know that there is a limit to how much the insurance company will pay out of pocket for your stolen jewelry?
6 Stolen Credit Cards
Protect your business with Cyber Liability Insurance.
Ask an agent about the limits of your current Business General Liability Insurance and ask if purchasing an Umbrella policy makes sense.
7 Angry Elves
Protect your business with Employers Liability Insurance.
Are you covered if a terminated employee sues you for wrongful termination?
8 Slips on Ice
Protect yourself from unfortunate accidents with Term or Whole Life Insurance.
Ask an agent about providing educational benefits for dependents and replacing lost earnings if something should occur.
9 Ornaments Broken
Depending on how valuable of a collection, you may not have the proper coverage under your Home Insurance.
Is an appraisal needed to protect your antiques?
10 Holiday Drinks
Ask an agent about Special Event coverage for your upcoming social gathering.
Did you know that there are unique insurance risks when you rent a facility for a wedding, anniversary party, or graduation party?
11 Gifts Stolen
Add a personal property replacement cost to your existing Home Insurance policy.
With some insurance companies you can purchase a limited amount of personal property coverage on the Auto Insurance policy. The deductible may be lower than the one on your Homeowners Insurance policy.
12 Cars in Traffic
Make sure your Auto Insurance policy protects you in the event of an accident.
Ask an agent about Comprehensive Coverage that offers you protection for damage done to your vehicle by something other than a collision.