Author: dcheatham
- Categories: Special Event Insurance
With the transition into the spring season comes many things that we look forward to each year, from blooming florals to warm weather and outdoor activity, along with the most exciting and anticipated events of the season, weddings! While the time leading up to your wedding can be filled with a million “to do’s” before … <a title="Your Wedding Day is one of the Most Important Days of your Life:...
- Categories: Condo
Owning a condominium unit comes with unique types of insurance needs that differ from the traditional homeowners insurance coverage. While the building itself and shared spaces are typically insured through the master insurance policy of the condominium association, individual owners are still responsible for protecting their individual unit and personal belongings. This is where a … <a title="Understanding Condo-Owners or HO-6 Insurance Policies: What Owners in Condominium Associations Need to...
- Categories: Condo
When it comes to condominium insurance, understanding who is responsible for what isn’t guesswork, it’s a legal obligation. For associations, the foundation of that understanding lies in one key document, your Association’s Declaration. At American Heritage Insurance Group, the “Declaration-First” Audit Process begins by reviewing this governing document before discussing policies or pricing, because the … <a title="Navigating Condo Insurance: Why the “Declaration” is Your Association’s Roadmap" class="read-more" href="https://americanheritageins.com/navigating-condo-insurance-why-the-declaration-is-your-associations-roadmap/" aria-label="Read...
- Categories: Auto
While the winter months bring great joy and happiness, from holidays with family, to the snow centered activities of skiing, snowboarding, and sledding, we can see the more negative impact of the winter weather months once we hit the roads. Getting in an automobile accident is scary enough, and adding in the factors of snow, … <a title="What to do when involved in an Automobile Accident in the Winter Weather...
- Categories: Auto
As the days start to grow shorter and temperatures are beginning to drop, winter driving hazards begin to move to the front of potential hazards, from icy roads and poor visibility, to vehicles that just don’t want to start in the cold. While we cannot control the weather, we can control how we prepare for … <a title="Why Every Driver Should Prepare a Winter Car Kit and Have an Auto...
- Categories: Uncategorized
As the leaves begin to change and temperatures start to drop, the fall season marks the perfect time to prepare your home for the colder months ahead. Taking a few preventive steps now can save you from costly damage later and keep your homeowners insurance from being put to the test. Here’s are a few … <a title="Preparing Your Home for Fall: Protect Your Property Before the Cold Sets In"...
- Categories: Home
Understanding your homeowners policy is easier when you’re familiar with some important coverages that can protect your property and finances. Here are four key terms to keep in mind: Personal LiabilityPersonal Liability protects the insured if you are found to be legally responsible for accidentally causing bodily injury or property damage to a third party. … <a title="Important Home Insurance Terms Every Insured Should Know" class="read-more" href="https://americanheritageins.com/important-home-insurance-terms-every-insured-should-know/" aria-label="Read more about...
- Categories: Home
Home insurance is more than just a requirement, it is a safeguard for your home, your belongings, and your peace of mind, and if you have ever looked through your policy and felt overwhelmed by it all, you are not alone. Understanding a few key terms can make a big difference when evaluating coverage options … <a title="Key Home Insurance Terms Every Homeowner Should Know" class="read-more" href="https://americanheritageins.com/key-home-insurance-terms-every-homeowner-should-know/" aria-label="Read more about...
- Categories: Auto
Trying something new for the first time can feel overwhelming, and securing your first auto insurance policy is no exception. For many young adults, it’s an experience often met with hesitation or avoidance, typically due to a simple lack of understanding. The truth is, requesting your first auto insurance quote is often much simpler than … <a title="Your First Auto Insurance Policy: What to Expect as a Young Adult" class="read-more"...