New Year’s Eve is right around the corner and the best part, this year it’s on a Saturday! That means, even more, parties that you might be attending or maybe you’ve even decided to host one this year. If that’s the case, download our free ultimate party planning guide.
CLICK HERE FOR THE ULTIMATE GUIDE FOR AN AWESOME NEW YEAR’S EVE PARTY
Hosting Safety
If you plan on hosting a New Year’s Eve Party, it’s best to know the various issues that can occur. Many people don’t realize that they could be held liable for different accidents that could occur on New Year’s Eve.
If you are planning on hosting a New Year’s Eve Party and alcohol is allowed, the I.I.I. recommends reading the following tips:Encourage Guest to Use a Designated Driver
- Encourage Guest to Use a Designated Driver
- Consider Hiring a Professional Bartender – They tend to know signs for when someone should be cut off from alcohol.
- Responsible Host – Limit your own alcoholic intake so your judgement is clear.Serve Non-Alcoholic Beverages & Food
- Serve Non-Alcoholic Beverages & FoodDo Not Pressure Guests to Drink
- Do Not Pressure Guests to DrinkStop Serving Liquor at a Specific Time
- Stop Serving Liquor at a Specific TimeCall a Cab for Guests or Invite Them to Sleepover
- Call a Cab for Guests or Invite Them to SleepoverEncourage Guests to Buckle Up on Their Way Home
- Encourage Guests to Buckle Up on Their Way Home
Other Risks for Hosting a New Year’s Eve Party
While drinking is the number one risk to consider, these other events can occur as well:
- Serving Alcohol to Underage Guests
- Knowingly Allowing Guests to Drink & Drive
- Physical Altercations
- Damages to Your Personal Property and/or Home
Before hosting a New Year’s Eve Party, we recommend your call your agent and double check your homeowner’s/renter’s policy for social host liability coverage or MedPay coverage. Your agent should be able to offer you advice based on your current coverages.
Sources: Insurance Information Institute, Berry Insurance, Encharter
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