You are more connected than ever and criminals know the information accessed by your family is valuable. Criminals steal passwords, data, money and identities. Even worse than financial loss is the threat of cyber bullying and reputational harm. Western Reserve Group has Personal Cyber and Identity Fraud Coverage that helps you by guarding your loved […]
What is Personal Cyber Insurance and Why Do You Need It?
When you hear, “cyber attack,” you likely think of data breaches at a large company or retailer, but do you ever consider that you could be personally attacked? From a surprise virus to a deliberate rental scam, to deeply hurtful cyber-bullying, the threats you and your family face in the connected world are real and […]
Chubb Launches Personal Cyber Protection Coverage
As a supplement to a a Masterpiece Homeowners policy, Chubb’s Cyber coverage offers individuals and families in North America enhanced protections for cyberattacks that lead to extortion and ransomware, financial loss, cyberbullying, cyber disruption, and breach of privacy. Additionally, clients benefit from discounted access to third-party resources, with tools ranging from how to secure network […]
Personal Cyber Insurance: Deploy in Case of Attack
Your “internet of things” – that network of smart TVs, video game consoles, refrigerators and thermostats that make your life easier – poses a security threat. Where there is a threat, there’s (usually) insurance. Until recently, cyber insurance has been a product for businesses; now it’s an option for individuals. Personal cyber insurance pays out […]
Personal Cyber Insurance: What Does it Protect You From?
We have heard about increasing cyber crime and cyber attacks in today’s connected world, but do you know about what risks you face online as an individual or whether your home insurance covers you if you are a victim of internet or cyber crime? The more connected we become, the more people worry (or don’t […]
How to Secure Your (Easily Hackable) Smart Home
As more devices and appliances with Internet capabilities enter the market, protecting those devices from hackers becomes critical. Unfortunately, many of these non-computer, non-smartphone devices – from toilets to refrigerators to alarm systems – weren’t built with security in mind. So what can someone who’s already bought one of these devices do? When it comes […]
How to Survive a Ransomware Attack – And Not Get Hit Again
Made famous by the WannaCry attack that crippled the NHS in 2017, ransomware is continuing to hit businesses. According to security research firm Symantec, infections have steadily increased every year since 2013, reaching record levels in 2017. Even over the last few months, ransomware has impacted multiple organizations, including the PGA of America, and the […]
Cybersecurity 101: Practical Tips to Protect Your Personal Data
The integration of smartphones in both personal and professional life has created a culture of vulnerability in which we walk around with our most sensitive information literally at the tips of our fingers. The results? A lucrative black market for data thieves eager to hack and sell passwords, credit card numbers and other personal data. […]
8 Types of Cyber Attacks Your Business Needs to Avoid
1. Malware What is it? Malware is an all-encompassing term for a variety of cyber threats including Trojans, viruses and worms. Malware is simply defined as code with malicious intent that typically steals data or destroys something on the computer. How does it work? Malware is most often introduced to a system through email attachments, […]
10 Cyber Security Trends to Look Out for in 2019
2018 was an interesting year for all things cyber. It was the year that brought major breaches pretty much every week. Most recently, the Marriott Hotel group suffered a significant data breach, while Quora fell foul to some cyber criminals. Cyber security is still the issue on every business leaders mind. This year, organizations have […]
Frequently Asked Questions about Ransomware
What is Ransomware? Ransomware is a type of malicious software that infects a computer and restricts users’ access to it until a ransom is paid to unlock it. Ransomware variants have been observed for several years and often attempt to extort money from victims by displaying an on-screen alert. Typically, these alerts state that the […]
Marriott Data Breach: What You Need To Know
What is the Marriott Data Breach? On November 30th, Marriott International announced that the private information of up to 500 million guests became compromised. The breach is one of the largest in history and brings up a variety of concerns regarding consumer privacy safety. They noted that an internal tool recognized a data breach in […]