No matter where you’re driving, in a residential area or on the open road, you run the chance of hitting an animal, on accident of course. Animal accidents are common in this day and age. However, it’s important to know what to do in these situations in order to keep the road clear and safe […]
Welcome to American Heritage Insurance Group! We are an independent insurance agency representing over 20 different insurance companies. Our products and services include insurance for your Home, Automobile, Farm and Business. We also offer insurance products in a wide variety of other areas including Classic Cars, Boats, Motorcycles, Vacant Properties, Flood, Directors and Officers, Professional Liability, Surety Bonds, Non-Profits, Builders Risk, Trucking, and Workers’ Compensation.
Our associates who work with current and prospective clients are licensed and trained in the various areas of Property and Casualty Insurance. They collectively have dozens of years of experience with the insurance companies we represent and the products they offer. We also commit ourselves to continuing education so we are more knowledgeable and current on the situations we address.
At American Heritage, we take seriously the responsibility of protecting the people and the assets you treasure most. That is why we commit to using our knowledge and experience to analyze each situation individually and using our access to multiple companies to deliver the right coverage for the best price.
We'll analyze your needs and compare proposals to find the best coverage at an affordable price. We listen. We Understand. No worries. Let us take care of it for you.
Wildlife Crossing: Tips to Avoid Animal-Vehicle Collisions
Animal-vehicle collisions are not only costly, but can be dangerous. From 2001-2011, animal collisions contributed to more than 2,080 fatal crashes nationwide. Whether a deer, dog, moose or squirrel, animals on the roadway are unexpected, and their actions can be erratic and unpredictable, creating a dangerous situation for motorists. Most wildlife-vehicle collisions occur during the […]
Wildlife on the Road
To swerve, or not to swerve: That is the question. Before leaping to an answer, consider these statistics. A collision with some form of wildlife occurs, on average, every 39 minutes. 1 out of every 17 car collisions involves wandering wildlife. 89% of all wildlife collisions occur on roads with 2 lanes. 84% of all […]
10 Unique College Football Tailgating Traditions
University of Mississippi (Oxford, MS) – The Grove Hotty Toddy, Gosh Almighty! Like many schools around the country, Ole Miss claims to have the best tailgating scene around, and one trip to Oxford may leave you convinced. The reason? The Grove. This 10-acre quad/park at the heart of campus transforms into downtown tailgate town on […]
The Best Tailgating Cities
Kansas City, MO NFL: Kansas City Chiefs, Arrowhead Stadium Before each game, Chiefs CEO Clark Hunt strolls through the grounds visiting fans, a tradition started by his father, team founder, Lamar Hunt. Kansas City-style barbecue is a draw, but Hunt believes Arrowhead Stadium’s massive facilities are a primary reason that Chiefs tailgating is so popular. […]
Tailgating Safety Tips
It’s game day. You and your fellow fans are surrounded by grills and plumes of smoke infuse the air with aromas of seared foods. In all the fun, it’s easy to forget that little pathogens and potential dangers surround you as well. Don’t. Tailgating is supposed to be a big party before a big game, and […]
Best Tailgating Foods
The 9 Essential Foods Every Epic Tailgate Party Needs Ribs: Tailgating begins and ends with ribs. Mix it up and bring a few different styles of ribs. You can buy pork spareribs (from the belly or side of the pig), pork baby back ribs (they have less meat and require more work but are […]
Stay Safe When Tailgating and Drinking at Football Games
Now that the college school year has started up again and we are starting September, that can only mean one thing- football season is among us! Whether you have already purchased season tickets to watch your hometown football team, you’re heading up to your college town to root for your alma mater, or you’re counting […]
ICYMI: 7 Back to School Driving Safety Tips
Safety Tips Summer is drawing to a close and school is starting up again, meaning increased traffic on the roads. With college students packing up their cars to go back to campus, and parents dropping off and picking up kids from school, the increase in traffic congestion and distracted driving can create dangerous road conditions […]
What to do when pulled over
If you notice that a police car is following you with the lights flashing, pull over to the side of the road safely and quickly. Wait inside your car for the officer to approach, and be prepared to: Turn on the light Turn on your interior light at night and keep your hands where the […]
Why College Students Should Leave the Car at Home
The microwave, mini-fridge and “Star Wars” poster may be no-brainers, but there’s one item that should give parents pause as they guide their high school grad out of the nest: the car. Even though your child has probably been driving unsupervised for a year or two already, taking a car to college may not be […]
What to do after an accident
If you’re in an accident, first make sure no one in the car is injured. Next, check on the passengers in the other vehicle, pedestrians and anyone else nearby to make sure they’re OK. Then do these five things: Stay at the scene Leaving can result in legal consequences, like fines or additional violations. Call […]
The Parents Guide to Insurance for College Students
Saying the last goodbye in the dorm parking lot, the stark realization dawns that you can’t protect your child from every risk. It’s time to let go. But back at home, you can assemble a strong financial safety net. Knowing what your current insurance will pay for — and whether you need to buy extra […]
Driving safety tips every driver should know
When you’re behind the wheel of a car – whether alone or with passengers – driving safely should always be your top concern. We’re more distracted than ever, so it’s crucial to know the basics of safe driving and practice them every time you’re on the road. Here are some safe driving tips: Top 4 […]
The Top 10 Student Loan Tips for Recent Graduates
Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. That means avoiding fees and extra interest costs, keeping your payments affordable, and protecting your credit rating. If you’re having trouble finding a job or […]
Distraction is Deadly
Distracted driving is dangerous, claiming 3,477 lives in 2015 alone. Additionally, 391,000 people were injured by distracted driving, and 660,000 is the estimated number of drivers using electronic devices while driving. The NHTSA leads the national effort to save lives by preventing this dangerous behavior. Get the facts, get involved, and help us keep America’s […]
Safe and Responsible Use of Consumer Fireworks
Fireworks can be a lot of fun, but also very dangerous if you don’t use them properly. Safety is the most important thing when it comes to using fireworks. Check out these safety tips from the National Council on Fireworks Safety: Recommended Safety Tips Obey all local laws regarding the use of fireworks. Know your […]
Farm and Agribusiness Insurance
Farm Insurance protects your home, equipment, farm buildings, livestock, vehicles, and your livelihood. Many of us at American Heritage come from farming families, and we understand the farm insurance needs of both the business and personal aspects of your farming operation. We take the time to visit your farm and work with you and/or your […]
The REAL Meaning of the Fourth of July
Tomorrow is the Fourth of July. We’re supposed to be celebrating Independence Day. But what makes this day special? What gives the Fourth of July its significance is that our Declaration of Independence was adopted by the Continental Congress in 1776. It was in Philadelphia, and the signers of that document, composed by Thomas Jefferson, […]
Tips for Staying Cool During the Summer Heat
The dog days of summer are quickly approaching. Soon, the humidity will start to creep in as well. While air conditioning is the way to go, sometimes you’re still not cooling off as fast as you would like. Even worse is if your home has no A/C or it breaks down. No matter the case, […]