The microwave, mini-fridge and “Star Wars” poster may be no-brainers, but there’s one item that should give parents pause as they guide their high school grad out of the nest: the car. Even though your child has probably been driving unsupervised for a year or two already, taking a car to college may not be […]
Welcome to American Heritage Insurance Group! We are an independent insurance agency representing over 20 different insurance companies. Our products and services include insurance for your Home, Automobile, Farm and Business. We also offer insurance products in a wide variety of other areas including Classic Cars, Boats, Motorcycles, Vacant Properties, Flood, Directors and Officers, Professional Liability, Surety Bonds, Non-Profits, Builders Risk, Trucking, and Workers’ Compensation.
Our associates who work with current and prospective clients are licensed and trained in the various areas of Property and Casualty Insurance. They collectively have dozens of years of experience with the insurance companies we represent and the products they offer. We also commit ourselves to continuing education so we are more knowledgeable and current on the situations we address.
At American Heritage, we take seriously the responsibility of protecting the people and the assets you treasure most. That is why we commit to using our knowledge and experience to analyze each situation individually and using our access to multiple companies to deliver the right coverage for the best price.
We'll analyze your needs and compare proposals to find the best coverage at an affordable price. We listen. We Understand. No worries. Let us take care of it for you.
What to do after an accident
If you’re in an accident, first make sure no one in the car is injured. Next, check on the passengers in the other vehicle, pedestrians and anyone else nearby to make sure they’re OK. Then do these five things: Stay at the scene Leaving can result in legal consequences, like fines or additional violations. Call […]
The Parents Guide to Insurance for College Students
Saying the last goodbye in the dorm parking lot, the stark realization dawns that you can’t protect your child from every risk. It’s time to let go. But back at home, you can assemble a strong financial safety net. Knowing what your current insurance will pay for — and whether you need to buy extra […]
Driving safety tips every driver should know
When you’re behind the wheel of a car – whether alone or with passengers – driving safely should always be your top concern. We’re more distracted than ever, so it’s crucial to know the basics of safe driving and practice them every time you’re on the road. Here are some safe driving tips: Top 4 […]
The Top 10 Student Loan Tips for Recent Graduates
Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. That means avoiding fees and extra interest costs, keeping your payments affordable, and protecting your credit rating. If you’re having trouble finding a job or […]
Distraction is Deadly
Distracted driving is dangerous, claiming 3,477 lives in 2015 alone. Additionally, 391,000 people were injured by distracted driving, and 660,000 is the estimated number of drivers using electronic devices while driving. The NHTSA leads the national effort to save lives by preventing this dangerous behavior. Get the facts, get involved, and help us keep America’s […]
Safe and Responsible Use of Consumer Fireworks
Fireworks can be a lot of fun, but also very dangerous if you don’t use them properly. Safety is the most important thing when it comes to using fireworks. Check out these safety tips from the National Council on Fireworks Safety: Recommended Safety Tips Obey all local laws regarding the use of fireworks. Know your […]
Farm and Agribusiness Insurance
Farm Insurance protects your home, equipment, farm buildings, livestock, vehicles, and your livelihood. Many of us at American Heritage come from farming families, and we understand the farm insurance needs of both the business and personal aspects of your farming operation. We take the time to visit your farm and work with you and/or your […]
The REAL Meaning of the Fourth of July
Tomorrow is the Fourth of July. We’re supposed to be celebrating Independence Day. But what makes this day special? What gives the Fourth of July its significance is that our Declaration of Independence was adopted by the Continental Congress in 1776. It was in Philadelphia, and the signers of that document, composed by Thomas Jefferson, […]
Tips for Staying Cool During the Summer Heat
The dog days of summer are quickly approaching. Soon, the humidity will start to creep in as well. While air conditioning is the way to go, sometimes you’re still not cooling off as fast as you would like. Even worse is if your home has no A/C or it breaks down. No matter the case, […]
Summer Car Care
Summer is an important time to take care of your car through regular maintenance tasks. By taking care of your car in the summer, you can prevent mishaps such as engines becoming too hot or air conditioners not running properly. Check out our list below and download our free checklist. Summer Car Care There are many […]
Vacation Rental Care
Do you own a rental property primarily used for vacations? Think of a cabin in Michigan, an oceanfront condo in Florida or any other type of rental property. If you said yes, then keep reading! Proper maintenance will keep your rental property in great condition and will keep your guests happy (hopefully happy enough to […]
Summer Travel Tips
The Transportation Security Administration (TSA) has put together a list of summer travel tips that will help you travel prepared before arriving at checkpoints and encountering stressful situations. Check out the list here!
Top Summer Vacation Destinations
The kids are out of school for the summer, and work might even be a little slower. Summer is the perfect season for a family vacation. While there is lots to do around Cincinnati that will surely keep the kids occupied, there are several destinations in the U.S. that offer something for everyone in the […]
Top 5 Boating Safety Tips
Boating is a great summer activity and in Ohio, there are many opportunities to participate in boating. Between the various lakes and rivers, many people in Ohio choose to own or rent boats especially in the warm summer months. Boating can be a very dangerous activity though especially if there are inexperienced boaters on the […]
How to Celebrate Memorial Day
Memorial Day Weekend is starting soon. Have you made plans yet? Memorial Day Weekend is the unofficial kickoff to summer. Most pools open, summer festivals begin and there are many other celebrations. We’ve created a list of different activities and are attaching a free bbq checklist from Destination XL. Check it out below! Memorial Day […]
10 Ways to Practice Water Safety
May is National Water Safety Month and today (May 21st) is National Learn to Swim Day! Learning to swim is an experience many people never have. Whether it’s a fear of the water, not having time/money, or the lack of actual resources, learning to swim is often put on the backburner. In case you haven’t […]
Dog Bite Awareness & Prevention
While we don’t want to imagine what a dog bite would feel like, cost, the damage, etc., we have to acknowledge the fact that they do happen. Even if an owner states their dog has never bitten someone does not mean that they can’t. American Heritage Insurance Group, based in Southwest Ohio, wants our customers […]
Mother’s Day Guide 2018
Mother’s Day is less than a week away and while that’s plenty of time to prepare, you might be lost on just what to do. I know the questions I ask myself range from: what should I get her? What will she like? Should I make breakfast? How much should I spend? In reality, it’s […]
5 Tips to Manage Traffic
Traffic. It seems like no matter where we go, there it is. Especially on the heavily traveled highways in and around Northern Kentucky, Cincinnati, and Dayton. You might just think that it adds extra time to and from work and can cause a big headache during bad weather or an accident, but traffic can actually cause […]