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A Running List of Record-Breaking Natural Disasters in 2020

April 21, 2021

This year has been a standout year for all the wrong reasons, including its devastating natural disasters. Wildfires have ravaged the western U.S., and tropical cyclones have popped up left and right, with several causing significant damage to coastal areas. Though they are called natural disasters, the toll they take comes in part from human […]

Filed Under: American Heritage, Flood, Weather Tagged With: california fires, drought, Flood, heat, hurricane, natural disaster records, rain, running list of 2020 natural disasters, tornadoes, weather and insurance, wildfires

Climate Change May Affect Your Homeowner’s Insurance Policy

January 15, 2020

You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number […]

Filed Under: American Heritage, Flood, Weather Tagged With: earthquake, extreme weather, Flood, Home Insurance, how weather affects your insurance, Insurance, tornado, weather claims, wildfires

3 Types of Water Damage

March 13, 2019Leave a Comment

Is Your Home Insured For Water Damage? Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources: Plumbing or Appliances Severe Weather or Storms Accidents Infiltration Causes of Water Damage in Insurance: […]

Filed Under: American Heritage, Flood, Home Tagged With: Flood, flood insurance, Home Insurance, Insurance, water claim, water damage

Common Questions About Flood Insurance

March 6, 2019Leave a Comment

Check out the answers to some common questions about flood insurance. Answers all come from the Federal Emergency Management Agency (FEMA). I Don’t Have Flood Insurance – Why Do I Need It? Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year. Floods cost America, on […]

Filed Under: American Heritage, Flood, Home, Weather Tagged With: Flood, flood insurance, hurricane

Flooding: Know Your Risk

April 4, 2018Leave a Comment

What Flooding is an overflowing of water onto land that is normally dry. Floods can happen during heavy rains, when ocean waves come on shore, when snow melts too fast, or when dams or levees break. Flooding may happen with only a few inches of water, or it may cover a house to the rooftop. […]

Filed Under: American Heritage, Home, Weather Tagged With: American Heritage Insurance Group, Flood, Flooding, Home Insurance, Insurance, Weather

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