American Heritage Insurance Group

We listen. We Understand. No worries.

  • About UsAHIG
  • ServicesOur
    • Adult Care Facilities
    • Automobile Insurance
    • Business Insurance
    • Farm and Agribusiness Insurance
    • Home Insurance
    • Other Insurance Products
      • Small Fleets
    • Renters Insurance
    • Specialty Insurance
      • Pet Insurance
      • Wedding Insurance
  • Insurance CompaniesInsurance
  • BlogVisit the
  • QuoteGet a
  • Contact UsLocations
  • CareersCareers

What is Renters Insurance and Do You Need It?

January 27, 2021 By Melanie Bosse

Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is […]

Filed Under: American Heritage, Flood, Money, Renters Tagged With: do i need renters insurance, does renters insurance cover floods, does renters insurance cover water damage, how much is renters insurance, renters insurance, what does renters insurance cover, what is renters insurance

10 Facts You Should Know About Weather-Related Home Insurance Claims

April 29, 2020 By Melanie Bosse

Weather-related home insurance claims can be a whole separate ball game from other home claims. “Weather losses are always more complicated because you’ve got thousands of people experiencing losses at the same time. These events are taxing on the entire community, whereas if you have one loss, such as a water main break in your […]

Filed Under: American Heritage, Flood, Home, Weather Tagged With: extreme weather, Home Insurance, home insurance claim, homeowners insurance, hurricane damage, insurance for weather damage, natural disasters, tornado damage, weather claims, what you need to know about filing a claim

Mudslide vs Landslide: What’s the Difference?

April 15, 2020 By Melanie Bosse

Picture the scene. Massive trees have fallen, downed electricity poles, damaged cars and other materials scattered on the ground. Every year, in all areas of the United States, both mudslides and landslides occur, leaving devastation and destruction in their path. Cincinnati regularly sees mudslides along Columbia Parkway and within the past few years, a landslide […]

Filed Under: American Heritage, Flood, Weather Tagged With: difference in conditions insurance, Home Insurance, insurance claim, landslide, mudslide, mudslide vs landslide, property insurance, what causes a landslide

What You Need to Know About Flood Insurance

April 8, 2020 By Melanie Bosse

Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this critical safety net to protect them from the ravages of flood water. What is Flood Insurance? Flood insurance is a specialized policy that protects your home and belongings against damage from flood waters. If you’re […]

Filed Under: American Heritage, Flood, Home, Weather Tagged With: flood claims, flood insurance, Home Insurance, homeowners insurance, NFIP, weather related insurance claims

Climate Change May Affect Your Homeowner’s Insurance Policy in Two Ways

April 1, 2020 By Melanie Bosse

You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number […]

Filed Under: American Heritage, Flood, Home, Money, Weather Tagged With: climate change and homeowners insurance, earthquake insurance, flood insurance, Home Insurance, home insurance claims, homeowners insurance, weather insurance claims, weather related claims

Climate Change May Affect Your Homeowner’s Insurance Policy

January 15, 2020 By Melanie Bosse

You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number […]

Filed Under: American Heritage, Flood, Weather Tagged With: earthquake, extreme weather, Flood, Home Insurance, how weather affects your insurance, Insurance, tornado, weather claims, wildfires

Flood Insurance

March 20, 2019 By Melanie Bosse Leave a Comment

Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year. According to the National Flood Program (NFIP), 90% of all natural disasters in the United States involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most commercial property […]

Filed Under: American Heritage, Flood, Weather Tagged With: FEMA, flood insurance, hurricanes, National Flood Insurance Program, NFIP

3 Types of Water Damage

March 13, 2019 By Melanie Bosse Leave a Comment

Is Your Home Insured For Water Damage? Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources: Plumbing or Appliances Severe Weather or Storms Accidents Infiltration Causes of Water Damage in Insurance: […]

Filed Under: American Heritage, Flood, Home Tagged With: Flood, flood insurance, Home Insurance, Insurance, water claim, water damage

Common Questions About Flood Insurance

March 6, 2019 By Melanie Bosse Leave a Comment

Check out the answers to some common questions about flood insurance. Answers all come from the Federal Emergency Management Agency (FEMA). I Don’t Have Flood Insurance – Why Do I Need It? Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year. Floods cost America, on […]

Filed Under: American Heritage, Flood, Home, Weather Tagged With: Flood, flood insurance, hurricane

WHAT WE OFFER

We will analyze your needs and compare proposals to find you the best coverage at an affordable price.
Automobile Home/Renters Farm Business And More...


© Copyright 2021 American Heritage Insurance Group, LLC