Author: creative
- Categories: American Heritage, Home
As climate change threatens the U.S. with more natural disasters, it’s becoming increasingly costly for Americans to insure their homes — and it’s only expected to get worse, according to experts. “These things are occurring more often, and they’re causing more damage,” said Jeremy Porter, chief research officer at First Street Foundation, a non-profit focused … <a title="As climate change threatens more homes, some properties are getting too costly to...
- Categories: American Heritage, Auto
Thanks to inflation, you’re likely paying more for just about everything these days, and car insurance is no exception. Insurers have increased rates by an average of 8.3% so far this year, according to data from S&P Global Market Intelligence, and costs for consumers will likely continue rising, say analysts at Bankrate. For insurers, the price … <a title="Car insurance costs more, but ‘several million people’ may still not have...
- Categories: American Heritage, Auto
Odds are your auto insurance premium dropped in 2020 due to stay-at-home orders. There were fewer drivers on the road, which meant fewer accidents and fewer claims. Some insurance companies, including USAA, refunded a percentage of their members’ premiums. And now as some people are returning to their offices and society starts to get more … <a title="8 reasons auto insurance rates are rising" class="read-more" href="https://americanheritageins.com/8-reasons-auto-insurance-rates-are-rising/" aria-label="Read more about 8...
- Categories: American Heritage, Auto, Home
Why home and auto insurance rates are rising in 2022 Thanks to an unusual convergence of market trends, ushered in by the pandemic and other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance … <a title="Why Home and Auto Insurance Rates Are Rising in 2022" class="read-more" href="https://americanheritageins.com/why-home-and-auto-insurance-rates-are-rising-in-2022/" aria-label="Read...
- Categories: American Heritage, Auto
Like nearly every purchase consumers make right now, the average cost of car insurance will probably rise for many drivers throughout 2022. Nationally, car insurance rates are increasing by an average of 4.9 percent, according to approved rate filing data from S&P Global Market Intelligence. These rate changes stand to affect more than 62.5 million policyholders across … <a title="Auto insurance rates are increasing in 2022. Here’s how to prepare."...
- Categories: American Heritage, Life Insurance
Life comes at you fast. Insurance helps. You’re young. You’re healthy. You know insurance is important — but it can also be expensive. Plus there are many different kinds. There’s health insurance, of course. But there’s also vision insurance and dental insurance. There’s car insurance and renters insurance, too. Are all of them really necessary? And … <a title="Important Insurance for Young People" class="read-more" href="https://americanheritageins.com/important-insurance-for-young-people/" aria-label="Read more about Important Insurance...
- Categories: American Heritage, Renters
If someone else owns your home, whether it’s a house or an apartment, carrying renters insurance is a good idea. It gives you financial protection against a number of risks you can’t control. Renters insurance is important because your landlord’s property insurance doesn’t protect your personal possessions or your personal liability. It also doesn’t pay … <a title="Renters Insurance Guide: Everything You Need to Know" class="read-more" href="https://americanheritageins.com/renters-insurance-guide-everything-you-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Auto
Whether you’re buying your first car or simply moving off your parents’ insurance for the first time, you might have some questions about getting your own car insurance. First, there’s the financial side of it, from figuring out what a fair price is to choosing coverages, limits, and deductibles that best fit your needs and … <a title="5 tips for first-time car insurance buyers" class="read-more" href="https://americanheritageins.com/5-tips-for-first-time-car-insurance-buyers/" aria-label="Read more about 5...
- Categories: American Heritage, Life Insurance
Young adults have an upper hand when buying life insurance — they typically qualify for low-cost coverage due to their long life expectancies. But despite this advantage, a new survey by NerdWallet shows that younger generations are more likely than their elders to have hesitations about buying coverage. Sarah Fitch, a 23-year-old communication specialist in Ohio, finds … <a title="Life Insurance Favors Young Adults, But They Have Hesitations" class="read-more" href="https://americanheritageins.com/life-insurance-favors-young-adults-but-they-have-hesitations/"...
- Categories: American Heritage, Condo
The Essential Information You Need to Buy the Best Condo Insurance Do you own a condominium (condo) or co-operative apartment (co-op) or are you thinking of buying one? Insurance for co-ops and condos is a lot more complicated than homeowner insurance. A lot of people invest in condos without understanding the full implication of their responsibility, or they … <a title="Understanding Condo Insurance and Co-op Insurance" class="read-more" href="https://americanheritageins.com/understanding-condo-insurance-and-co-op-insurance/" aria-label="Read more...