Author: creative
- Categories: American Heritage, Condo
Q: You recently wrote a column about condominium building’s reserve funds. You failed to mention that condo special assessments are an insurable risk. I just increased my coverage from a limit of $1,000 to $50,000 for an extra $10 per year. You should mention this to your readers. A: Thanks for bringing this up. You are … <a title="Your homeowners policy may address your condo special assessment. But don’t expect...
- Categories: American Heritage, Condo
Because co-op and condominium owners share their building structures, two policies—a master policy and an individual policy—are required to fully protect all parties involved. Learn more about insuring a co-op or condo. If you are purchasing a condo or co-op, the bank will require insurance to protect its investment in your home, and your co-op … <a title="Insuring a co-op or condo" class="read-more" href="https://americanheritageins.com/insuring-a-co-op-or-condo/" aria-label="Read more about Insuring a co-op...
- Categories: American Heritage, Condo
While condominium units belong completely to their owners from their unit walls inward, their exteriors are usually communally owned. Condominium communities feature joint ownership of building exteriors, roads and other common areas by all unit owner-members of those communities. Because condo units share aspects of their legal ownership with other parties, their insurance requirements differ … <a title="Insurance Facts for Condo Owners" class="read-more" href="https://americanheritageins.com/insurance-facts-for-condo-owners/" aria-label="Read more about Insurance Facts for...
- Categories: American Heritage, Condo
If you own a condominium, co-op, or townhouse unit, you may need to buy a condo insurance policy. Much like homeowners insurance, condo insurance can protect your dwelling, furniture, clothing, and valuables in the event of a covered peril or hazard. It can also protect your assets from liability claims and pay for temporary housing … Read...
- Categories: Uncategorized
With millions of Americans losing work this year, it’s not surprising that home-based business startups are gaining popularity. About one in five homeowners reported they had launched a home-based business in the last six months, according to a recent online poll conducted by The Harris Poll on behalf of The Hanover Insurance Group. While starting … Read...
- Categories: American Heritage, Home, Small Business
With millions of Americans losing work this year, it’s not surprising that home-based business startups are gaining popularity. About one in five homeowners reported they had launched a home-based business in the last six months, according to a recent online poll conducted by The Harris Poll on behalf of The Hanover Insurance Group. While starting … Read...
- Categories: American Heritage, Home, Small Business
For many small business owners, working from home is a dream come true. However, this is a dream that comes with its own set of sometimes-unexpected problems and considerations. As an entrepreneur, some challenges – like needing to efficiently manage your own time and wear multiple hats – are probably already on your radar. What … <a title="What Type of Insurance Does Your Home Business Need?" class="read-more" href="https://americanheritageins.com/what-type-of-insurance-does-your-home-business-need/" aria-label="Read more...
- Categories: Uncategorized
If you own a home-based business or you’re thinking of starting one, you’re in good company. According to SBA statistics, Americans own about 28.8 million small businesses—and half of them are at-home businesses. The most common types of home-based businesses include information, construction, and professional service firms. But today’s entrepreneurs are getting creative, turning some serious … <a title="Home-Based Business Insurance: Who Needs It?" class="read-more" href="https://americanheritageins.com/home-based-business-insurance-who-needs-it/" aria-label="Read more about Home-Based...
- Categories: American Heritage, Home, Small Business
If you own a home-based business or you’re thinking of starting one, you’re in good company. According to SBA statistics, Americans own about 28.8 million small businesses—and half of them are at-home businesses. The most common types of home-based businesses include information, construction, and professional service firms. But today’s entrepreneurs are getting creative, turning some serious … <a title="Home-Based Business Insurance: Who Needs It?" class="read-more" href="https://americanheritageins.com/home-based-business-insurance-who-needs-it-2/" aria-label="Read more about Home-Based...
- Categories: American Heritage, Home, Small Business
If you’re one of the growing number of entrepreneurs with a home-based business, you may have pondered getting business insurance. But it’s not just a case of whether or not to get insured, but what kind of insurance to get. These days, many successful entrepreneurs and small business owners operate their businesses from the comfort … <a title="Does Your Home-Based Business Need Business Insurance?" class="read-more" href="https://americanheritageins.com/does-your-home-based-business-need-business-insurance/" aria-label="Read more about Does...