Category: Renters
- Categories: Renters
In the unpredictable world of renting, your safety net is your renters insurance policy. In this blog we will break down why it’s essential, what it covers, and how it keeps your living space and belongings secure at a minimum expense. What is Renters Insurance? The textbook definition of Renters Insurance is a policy … <a title="Renters Insurance 101: Why we have it and why you need it." class="read-more"...
- Categories: American Heritage, Renters
If someone else owns your home, whether it’s a house or an apartment, carrying renters insurance is a good idea. It gives you financial protection against a number of risks you can’t control. Renters insurance is important because your landlord’s property insurance doesn’t protect your personal possessions or your personal liability. It also doesn’t pay … <a title="Renters Insurance Guide: Everything You Need to Know" class="read-more" href="https://americanheritageins.com/renters-insurance-guide-everything-you-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Renters
After 18 months of living and getting through a pandemic, more first-time renters are looking for a new place than last year as the result of many young adults choosing to stay home and live with their families. While moving out is a large milestone and often very exciting, it is easy to make mistakes … <a title="6 Mistakes to Avoid When Renting" class="read-more" href="https://americanheritageins.com/6-mistakes-to-avoid-when-renting/" aria-label="Read more about 6 Mistakes...
- Categories: American Heritage, Money, Renters
You’re moving in to your first place. Maybe you are living with three roommates or maybe you are living completely on your own. Whatever your situation is, you are likely going to have a lot more expenses than you anticipated. An important step towards ‘adulting’ is setting a budget. But we hear this time and … <a title="All the Expenses You Need to Consider When Living on Your Own" class="read-more"...
- Categories: American Heritage, Renters
Moving out of the dorms and into an apartment is a huge lifestyle change. While you may have had a roommate sharing a bedroom space, you might have multiple roommates, plus a kitchen and living area to take care of now. Balancing more people and more space can bring on new challenges. There will be … <a title="You just moved into your first off campus residence. Here’s what you need...
- Categories: American Heritage, Condo, Renters
Moving in is an exciting time! You finally have a space of your own and with it new freedom and responsibilities. But there’s a lot to think about during this time. You have to consider your budget, which belongings will come with you to your new place, and what you’ll need to buy for your … <a title="Moving in to your first apartment? Don’t forget to pack insurance!" class="read-more" href="https://americanheritageins.com/moving-in-to-your-first-apartment-dont-forget-to-pack-insurance/"...
- Categories: American Heritage, Flood, Money, Renters
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is … <a title="What is Renters Insurance and Do You Need It?" class="read-more" href="https://americanheritageins.com/what-is-renters-insurance-and-do-you-need-it/" aria-label="Read more...
- Categories: American Heritage, Pets, Renters
According to the Insurance Information Institute (III), 67% of American households own a pet and dogs account for 63% of them. Unfortunately, sometimes dogs bite. Approximately 4.5 million Americans are bitten by dogs yearly and the average cost of a dog bite claim is $44,760, according to the III. Does Renters Insurance Cover Dog Bites? … <a title="Renters Insurance Usually Covers Dog Bites, But There are Some Exceptions" class="read-more" href="https://americanheritageins.com/renters-insurance-usually-covers-dog-bites-but-there-are-some-exceptions/"...
- Categories: American Heritage, Renters
At the end of summer, parents typically pack up their college kids and head to the dorm or off-campus housing. There’s the usual checklist – towels, bedding, laptop, and laundry supplies. However, one item can be overlooked: renters insurance. Students living in college dorms may be covered under their parents’ homeowners insurance. However, college students … <a title="Why College Students Living Off-Campus Should Have Renters Insurance" class="read-more" href="https://americanheritageins.com/why-college-students-living-off-campus-should-have-renters-insurance/" aria-label="Read more...
- Categories: American Heritage, Renters
Like any other insurance policy, renters insurance has exclusions, and knowing about them ahead of time can help you avoid unexpected bills in a disaster. Just as important, though, is knowing what is covered. All that fine print in your policy likely includes coverage you might not expect, which could save you money down the … Read...