Category: Small Business
- Categories: American Heritage, Home, Small Business
With millions of Americans losing work this year, it’s not surprising that home-based business startups are gaining popularity. About one in five homeowners reported they had launched a home-based business in the last six months, according to a recent online poll conducted by The Harris Poll on behalf of The Hanover Insurance Group. While starting … Read...
- Categories: American Heritage, Home, Small Business
For many small business owners, working from home is a dream come true. However, this is a dream that comes with its own set of sometimes-unexpected problems and considerations. As an entrepreneur, some challenges – like needing to efficiently manage your own time and wear multiple hats – are probably already on your radar. What … <a title="What Type of Insurance Does Your Home Business Need?" class="read-more" href="https://americanheritageins.com/what-type-of-insurance-does-your-home-business-need/" aria-label="Read more...
- Categories: American Heritage, Home, Small Business
If you own a home-based business or you’re thinking of starting one, you’re in good company. According to SBA statistics, Americans own about 28.8 million small businesses—and half of them are at-home businesses. The most common types of home-based businesses include information, construction, and professional service firms. But today’s entrepreneurs are getting creative, turning some serious … <a title="Home-Based Business Insurance: Who Needs It?" class="read-more" href="https://americanheritageins.com/home-based-business-insurance-who-needs-it-2/" aria-label="Read more about Home-Based...
- Categories: American Heritage, Home, Small Business
If you’re one of the growing number of entrepreneurs with a home-based business, you may have pondered getting business insurance. But it’s not just a case of whether or not to get insured, but what kind of insurance to get. These days, many successful entrepreneurs and small business owners operate their businesses from the comfort … <a title="Does Your Home-Based Business Need Business Insurance?" class="read-more" href="https://americanheritageins.com/does-your-home-based-business-need-business-insurance/" aria-label="Read more about Does...
- Categories: American Heritage, Commercial Insurance, Small Business
As a small business owner, you’ve put in years of hard work and dedication to make your dream a reality. But what if a customer accidentally slips and falls in your store? Or if one of your contractors accidentally damages a customer’s property while working on a job? These unexpected events could create a major … <a title="What is General Liability Insurance for a Small Business?" class="read-more" href="https://americanheritageins.com/what-is-general-liability-insurance-for-a-small-business/" aria-label="Read more...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
Earlier this year, John Sebak handled an insurance claim filed by someone who was working from home and got into a car accident. The accident destroyed a computer owned by the person’s employer. “The car insurance didn’t cover it, but their home insurance policy did,” said Mr. Sebak, owner of Sebak Insurance Agency in Natrona … <a title="Who Covers Company Equipment Stolen or Damaged While Employees Work From Home?" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
When caring for children in your home, having the proper insurance is essential. Here are a few considerations when selecting a home day care insurance policy. What is Home Day Care Insurance? Home day car insurance, also known as child care insurance, protects care providers from the unique risks at-home day cares may face. While … <a title="Insurance for Home Day Care Businesses" class="read-more" href="https://americanheritageins.com/insurance-for-home-day-care-businesses/" aria-label="Read more about Insurance for...
- Categories: American Heritage, Commercial Insurance, Cyber, Small Business
Around the world, many people already work full-time from the comfort of their homes or local coffee shops. Employers have discovered, and research has consistently shown, that when employees telework, they remain productive due to having fewer distractions and spending less time commuting. While the ability to allow staff to work remotely when needed gives … <a title="Cyber Security Tips for Allowing Employees to Work From Home" class="read-more" href="https://americanheritageins.com/cyber-security-tips-for-allowing-employees-to-work-from-home/" aria-label="Read...
- Categories: American Heritage, Auto, Commercial Insurance, Home, Small Business, Umbrella
Homeowners insurance protects you if, say, a fire burns your house to the ground. That’s a start. But you also need to think about protecting your home against something equally dangerous: a lawsuit. If a houseguest slips in the bathtub, you could get sued. Lose the lawsuit and you could lose all of your assets, … <a title="What’s Covered by Umbrella Insurance?" class="read-more" href="https://americanheritageins.com/whats-covered-by-umbrella-insurance/" aria-label="Read more about What’s Covered by...
- Categories: American Heritage, Commercial Insurance, Small Business, Umbrella
Commercial umbrella coverage gives you extra liability coverage to help pay costs that exceed your general liability or other liability policy limits. Without this business insurance coverage, you’d have to pay out of pocket for expenses that cost more than your coverage limits, such as: Legal fees Medical bills Damage expenses A commercial umbrella policy … <a title="What is Commercial Umbrella Insurance?" class="read-more" href="https://americanheritageins.com/what-is-commercial-umbrella-insurance/" aria-label="Read more about What is Commercial...