Category: Commercial Insurance
- Categories: American Heritage, Commercial Insurance, Small Business
As a small business owner, you’ve put in years of hard work and dedication to make your dream a reality. But what if a customer accidentally slips and falls in your store? Or if one of your contractors accidentally damages a customer’s property while working on a job? These unexpected events could create a major … <a title="What is General Liability Insurance for a Small Business?" class="read-more" href="https://americanheritageins.com/what-is-general-liability-insurance-for-a-small-business/" aria-label="Read more...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
Earlier this year, John Sebak handled an insurance claim filed by someone who was working from home and got into a car accident. The accident destroyed a computer owned by the person’s employer. “The car insurance didn’t cover it, but their home insurance policy did,” said Mr. Sebak, owner of Sebak Insurance Agency in Natrona … <a title="Who Covers Company Equipment Stolen or Damaged While Employees Work From Home?" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
When caring for children in your home, having the proper insurance is essential. Here are a few considerations when selecting a home day care insurance policy. What is Home Day Care Insurance? Home day car insurance, also known as child care insurance, protects care providers from the unique risks at-home day cares may face. While … <a title="Insurance for Home Day Care Businesses" class="read-more" href="https://americanheritageins.com/insurance-for-home-day-care-businesses/" aria-label="Read more about Insurance for...
- Categories: American Heritage, Commercial Insurance, Holidays, Special Event Insurance, Wedding
Whether it’s an audience of ten thousand or something more intimate, you open your space to the public, and to the people who know how to draw a crowd. This, in turn, exposes you and your venue to certain risks that can be managed with the right kind of venue insurance. Whether you need stadium … <a title="Event Insurance for Various Types and Locations of Events" class="read-more" href="https://americanheritageins.com/event-insurance-for-various-types-and-locations-of-events/" aria-label="Read more...
- Categories: American Heritage, Commercial Insurance, Cyber, Small Business
Around the world, many people already work full-time from the comfort of their homes or local coffee shops. Employers have discovered, and research has consistently shown, that when employees telework, they remain productive due to having fewer distractions and spending less time commuting. While the ability to allow staff to work remotely when needed gives … <a title="Cyber Security Tips for Allowing Employees to Work From Home" class="read-more" href="https://americanheritageins.com/cyber-security-tips-for-allowing-employees-to-work-from-home/" aria-label="Read...
- Categories: American Heritage, Commercial Insurance, Money
Cyberattacks are increasingly prominent, particularly in the retail sector. According to the 2020 Trustwave Global Security Report, the retail industry was the most-targeted sector for cyberattacks for the third year in a row. In fact, in the company’s analysis of trillions of logged security events and hundreds of hands-on data breach investigations around the globe, … <a title="Cybercriminals Have Retail Directly in Their Crosshairs" class="read-more" href="https://americanheritageins.com/cybercriminals-have-retail-directly-in-their-crosshairs/" aria-label="Read more about Cybercriminals...
- Categories: American Heritage, Auto, Commercial Insurance
Commercial car insurance is, as the name suggests, designed for vehicles used for commercial purposes. There are many differences between a commercial policy and a regular one, which covers personal-usage cars. There are greater coverage limits, greater reimbursement sums and the possibility of adding a fleet of vehicles. There are certain activities that will void … <a title="The Most Common Commercial Car Insurance Exclusions" class="read-more" href="https://americanheritageins.com/the-most-common-commercial-car-insurance-exclusions/" aria-label="Read more about The...
- Categories: American Heritage, Auto, Commercial Insurance
With much of the country practicing social distancing and self-quarantines due to the coronavirus pandemic, many companies are looking for delivery drivers to get groceries, takeout meals and other items to customers. If you’re looking to pick up some extra cash as a delivery driver and using your own car, be aware of possible auto … <a title="Check Your Auto Insurance if You’re Going to Make Deliveries" class="read-more" href="https://americanheritageins.com/check-your-auto-insurance-if-youre-going-to-make-deliveries/" aria-label="Read...
- Categories: American Heritage, Commercial Insurance, Cyber
Most businesses invest in physical security and general liability insurance, but cybersecurity is usually limited to a firewall and some antivirus software. Unfortunately, this leaves many small businesses exposed to the high cost of cyber attacks – which are increasing in frequency. According to Gartner, a global research and advisory firm, 43% of major data … <a title="Does My Small Business Need Cyber Insurance?" class="read-more" href="https://americanheritageins.com/does-my-small-business-need-cyber-insurance/" aria-label="Read more about Does...
- Categories: American Heritage, Commercial Insurance, Umbrella
When you hear the term “commercial umbrella insurance,” what comes to mind? Many business owners aren’t entirely aware of what this type of coverage entails, or even what it means. Today, we are going to give you the answers to your most pressing questions on the topic! What is commercial umbrella insurance? Commercial umbrella insurance … <a title="Does Your Business Need Commercial Umbrella Insurance?" class="read-more" href="https://americanheritageins.com/does-your-business-need-commercial-umbrella-insurance/" aria-label="Read more about Does...