Author: creative
- Categories: American Heritage, Home
Homeowners insurance protects your dwelling and personal property, and it offers liability coverage for injuries that happen on your property. If damage or theft occurs due to covered event (known as an insurance peril), homeowners insurance will cover the loss. If your possessions are stolen, you’re covered under homeowners insurance’s personal property coverage. If your … <a title="Homeowners Insurance Covers Theft, but specialty items like fine art may require additional...
- Categories: American Heritage, Home
There’s a saying: where it can rain, it can flood. So for homebuyers, the question shouldn’t be, “can my house flood?” Rather, you should be asking, “what is the flood risk?” Naturally, flood risk is heightened if you get a house along the coast or near a large body of water (rivers and lakes), but … <a title="What You Should Know When Buying a House in a Flood Zone" class="read-more"...
- Categories: American Heritage, Home
Home insurance prices are increasing in conjunction with build material costs according to a spokesperson for Greater Nashville Realtors. According to the group, insurance costs are up 25-percent. Supply chain limitations and increased demand for homes have driven material prices high. Insurance companies are adjusting their prices to match home building costs in the event … <a title="Home Insurance Prices up Due to Building Material Costs" class="read-more" href="https://americanheritageins.com/home-insurance-prices-up-due-to-building-material-costs/" aria-label="Read more...
- Categories: American Heritage, Home
With the slew of tasks involved in selling a house, handling its homeowners insurance probably isn’t a the top of your to-do list — and might not even be on the list at all. But overlooking the insurance implications of a home sale risks leaving your property and possessions vulnerable. Consider the potential risks. The … <a title="Homeowners Insurance: What to Know Before Selling Your House" class="read-more" href="https://americanheritageins.com/homeowners-insurance-what-to-know-before-selling-your-house/" aria-label="Read more...
- Categories: American Heritage, Home
You bought home insurance to help cover the cost of repairs if your house gets damaged by life’s what-ifs. The good news is that your policy extends coverage well beyond the walls of your home, too. In many cases, that means that your home insurance will cover your fence. Still, though, you do not get … <a title="Does Home Insurance Cover Fences?" class="read-more" href="https://americanheritageins.com/does-home-insurance-cover-fences/" aria-label="Read more about Does Home Insurance...
- Categories: American Heritage, Cyber
The holiday season is finally here and with it brings a multitude of sales. According to Pew Research Center, 80% of American adults are now purchasing products online. But may of these online shoppers don’t realize the potential risk involved with online scams and fraud perpetrated by cybercriminals to deceive buyers. In this blog, we … <a title="Avoid Holiday and Black Friday Scams with these Cyber Security Tips" class="read-more" href="https://americanheritageins.com/avoid-holiday-and-black-friday-scams-with-these-cyber-security-tips/"...
- Categories: American Heritage, Cyber
For many decades, Thanksgiving has been the unofficial kickoff to major holiday shopping sprees. From the madness of Black Friday to the incredible deals on Cyber Monday, hordes of people flock to retail outlets and websites, throwing their cyber data, credit card numbers, and passwords all over the place on the way. With so much … <a title="Cyber Protection During Mega Shopping Holidays" class="read-more" href="https://americanheritageins.com/cyber-protection-during-mega-shopping-holidays/" aria-label="Read more about Cyber Protection...
- Categories: American Heritage, Cyber, Home
As technology advances, it makes our lives easier. But there’s also a risk for homeowners as we integrate smart technology such as smart televisions and security systems into our homes. Not only does identity theft pose a risk, but you could also be on the hook for damages if you accidentally release a virus or … <a title="Cyber Liability Coverage goes beyond identify theft insurance to cover hacking, cyber bullying,...
- Categories: American Heritage, Cyber
Cyberattacks have turned into more targeted and sophisticated affairs. The days of hackers using the old-school spray and prey approach, where they infiltrate a network and then splatter malicious software hoping to entice and extort random victims, are slowly dying away. In their place, a much more concerning trend has emerged. Today, cyber threat actors … <a title="Cyberattacks Turn into Targeted Affairs" class="read-more" href="https://americanheritageins.com/cyberattacks-turn-into-targeted-affairs/" aria-label="Read more about Cyberattacks Turn into...
- Categories: American Heritage, Auto
People often rent vehicles when going on vacation, particularly if they are driving long distances and want to avoid putting the wear and tear on their own car. Rental cars are also used when car owners need to have repairs made to their own vehicles. Whatever the reason for renting a vehicle, there are important … <a title="What Should I Do If I Get into a Car Accident with a...