Category: Auto
- Categories: American Heritage, Auto
Tell me if you’ve heard this one before: The insurance market is hardening. Policy rates are going up and independent insurance agents need to help personal lines clients manage those impending increases. However, the story has changed in recent years—through telematics. Some independent insurance agents may be skeptical. That’s to be expected. Many have been hesitant … <a title="How Telematics Can Mitigate Personal Auto Hard Market Pricing" class="read-more" href="https://americanheritageins.com/how-telematics-can-mitigate-personal-auto-hard-market-pricing/" aria-label="Read...
- Categories: American Heritage, Auto
When most fleet managers think of telematics, the first image that likely pops up is a digital map with dots showing where their vehicles are at any specific time. “While many fleets have realized the benefits of location tracking, the most successful telematics deployments are those that go beyond GPS. Telematics sits at the heart … <a title="Top 14 Benefits of Telematics Beyond Tracking" class="read-more" href="https://americanheritageins.com/top-14-benefits-of-telematics-beyond-tracking/" aria-label="Read more about Top...
- Categories: American Heritage, Auto
People often rent vehicles when going on vacation, particularly if they are driving long distances and want to avoid putting the wear and tear on their own car. Rental cars are also used when car owners need to have repairs made to their own vehicles. Whatever the reason for renting a vehicle, there are important … <a title="What Should I Do If I Get into a Car Accident with a...
- Categories: American Heritage, Auto
With so many people from around the world living in the U.S., it is natural to wonder and ask, “Can I get auto insurance with a foreign license?” The short answer is that you can, but you may not be able to from every insurance company. We’ll walk you through what you need to get … <a title="Can I Get Auto Insurance with a Foreign License?" class="read-more" href="https://americanheritageins.com/car-insurance-with-a-foreign-license/" aria-label="Read more...
- Categories: American Heritage, Auto, Money
Leather interior. Rearview cameras. Automatic emergency braking. While you may dream of a shiny new car with all these features and more, you may need to prepare for sticker shock. The average new car costs more than $40,000, and used cars average above $21,000. Of course you can buy a brand new car for as … <a title="How Much Should I Spend on a Car?" class="read-more" href="https://americanheritageins.com/how-much-should-i-spend-on-a-car/" aria-label="Read more about...
- Categories: American Heritage, Auto
Insurance companies analyze a vast number of factors to determine the premiums paid by their customers. Some of these factors can be improved by the policyholders, while no one can improve other policy determining factors. The following top factors can have a significant impact on the premium paid by a policyholder: Demographic data. The driver’s age, … <a title="What Are the Main Factors That Influence Car Insurance Premiums?" class="read-more" href="https://americanheritageins.com/what-are-the-main-factors-that-influence-car-insurance-premiums/"...
- Categories: American Heritage, Auto, RV, Toys
Recreational vehicles, or RVs, include a wide range of motorhomes, from camper vans to bus conversions, organized by classes: Class A, B and C. Your RV insurance will depend on the class of your vehicle, how much you use it, whether you live in it full time and other factors. The classes of RV include: … Read more
...
- Categories: American Heritage, Auto, Motorcycle, Toys
Whether you’re a road warrior seeking adventure or you’re just looking for a way to get around town, there’s nothing quite like driving a motorcycle. As you would with a car, you’ll need insurance if you want to protect yourself, your passengers and your investment. And just as you’d shop around for auto insurance quotes, … <a title="A Complete Guide to Motorcycle Insurance" class="read-more" href="https://americanheritageins.com/a-complete-guide-to-motorcycle-insurance/" aria-label="Read more about A Complete...
- Categories: American Heritage, Auto
Among the myriad changes triggered by the Covid-19 pandemic is the sharp spike in a form of auto insurance that can greatly reduce premiums, especially for the millions of drivers who no longer commute since they’re now working from home. It’s called usage-based-insurance, or UBI. Rather than set premiums, rates are based on driving habits … <a title="COVID Sparks Spike In Usage-Based Car Insurance" class="read-more" href="https://americanheritageins.com/covid-sparks-spike-in-usage-based-car-insurance/" aria-label="Read more about COVID...
- Categories: American Heritage, Auto
If I were to suggest that you allow your auto insurance company to track your driving habits, you might say, “no way, I don’t want to be tracked!” But, if I were to tell you that by allowing your insurance company to track your driving, you might be eligible for a discount on your premium, … <a title="Usage-Based Insurance and How it Can Save You Money on Your Auto Insurance...