You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number […]
What Every Horse Person Needs to Know About Insurance
Whether you board horses or rent them out for people to ride on your property, having the right insurance is crucial. It is also important when you are the person sending your horse to a boarding facility. There are many situations that could result in an insurance claim as these real news headlines show. “Horse […]
How Smart Home Technology is Influencing Home Insurance
By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few […]
10 Ways Driving Analytics are Affecting Insurance
You may have noticed a lot of buzz about driving analytics lately, and for good reason. Driving analytics are primed to change the way vehicles and drivers are insured, and even conceivably change the way individuals drive, for the better. What is Driving Analytics? Also referred to as telematics, driving analytics tracks driver data like […]
Here’s What You Need to Know About Airbnb-ing Your Home
Sally Miller left corporate American when her first child was born to spend time with her growing family. But this also meant the family income took a hit, so she started exploring ways to make money from home. Hosting her four-bedroom home in San Jose, California on Airbnb turned out to be a great side-gig. […]
Top 5 Reasons Why You Should Consider Insurance as a Career
Whether you or someone you know is headed to college unsure of your path, graduated and looking for a job, or just looking for a career change, insurance should be on your list of jobs to research. Here are reasons why insurance is a great career choice. 1. A Stable Industry Insurance has been around […]
Personal Cyber Insurance: Deploy in Case of Attack
Your “internet of things” – that network of smart TVs, video game consoles, refrigerators and thermostats that make your life easier – poses a security threat. Where there is a threat, there’s (usually) insurance. Until recently, cyber insurance has been a product for businesses; now it’s an option for individuals. Personal cyber insurance pays out […]
How Hybrid and Electric Vehicles Affect Your Auto Insurance Quotes
For many hybrid drivers, ditching the gas guzzler for something a bit greener may be more about lifestyle than economics. But if you choose one of these vehicles, it could cost you when it comes to auto insurance quotes. Hybrid car insurance generally costs more than coverage for gas-powered vehicles, according to a 2008 study […]
The Cheapest Cars to Insure in 2019
**Study was done by ValuePenguin. Actual premiums may vary. Talk with your insurance agent for details regarding your own quote and vehicle.** We looked at 50 of the most popular models on the road to see which were the least expensive to insure. Our research showed that minivans and small pick-up trucks were, on average, […]
8 Insurance Points to Consider Before Buying a Car
Most people know they need insurance for their new car, but in the excitement of buying a vehicle they may not research it as carefully as they should. Skipping over this detail may cause financial problems almost as soon as you drive off the lot. “You need to shop for insurance before you ever step […]
5 Reasons Why You Should Purchase Renters Insurance
Renters insurance is just like home insurance, only it’s for renters. Whether you are a student or self-employed individual who has rented an apartment, you need renters insurance for many good reasons. The top 5 of them are as follows: It Covers Losses to Personal Property Your personal property and belongings can be lost or […]
10 Cheap and Fun Family Activities To Do This Winter
While the term “cabin fever” likely originated with sailors who lost their marbles after spending too much time at sea, it’s a feeling that most of us face at some point in the winter months. Grey skies, cold temperatures, and dreary weather keep up locked up indoors and, after a while, we start to feel […]
Know Your Rights
Here is an overview of your rights when recovering from identity theft. If someone is using your information to open new accounts or make purchases, report it and get help. If someone steals your identity, you have the right to: Create an FTC Identity Theft Report. Place a 90-day initial fraud alert on your credit […]
How to Protect Yourself from Package Theft and ID Fraud
There are several key times each year when people spend time shopping in stores and online for the perfect gifts for their loved ones, or themselves. While it is easy to get caught up in the fun of it all, it is important to remember that with increased purchasing comes heightened risk of theft. Thieves […]
10 Tips to Prevent ID Theft While Holiday Shopping
The Consumer Federation of America, a non-profit association of almost 300 consumer organizations, compiled a list of 10 tips for having an ID theft-free holiday season. Keep your computer safe. Regularly update the security software on all of your computers. Use smart passwords, not your date of birth or other personal information that might be […]
Holiday Shopping Online? Avoid Identity Theft
The holidays are just around the corner, and that means many of us will be making purchases online to avoid large crowds and busy mall traffic. While online shopping has made our lives easier, it also exposes new weaknesses with the information we use to make those very purchases. The holiday season is a […]
Don’t Compromise Your Personal Information This Holiday Shopping Season
The most memorable part of this holiday shopping should be an amazing deal you found, not having to jump through endless hoops trying to reclaim your identity. U.S. consumers are concerned about their personal information and identities during the holiday season, according to a survey by Discover. But these concerns won’t affect how they […]
The Top 10 Student Loan Tips for Recent Graduates
Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. That means avoiding fees and extra interest costs, keeping your payments affordable, and protecting your credit rating. If you’re having trouble finding a job or […]
9 Important Financial Lessons Every Working Adult Should Learn
Navigating the world of personal finance can be overwhelming, even for an adult who has quite a bit of experience in the working world. With some smart planning, a good strategy and understanding of the basics you should be able to develop the money-management skills you need to get your finances under control. Here are some […]
Financial Planning
Financial Planning 101 Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics works together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family. Budgeting At the very basic […]