Renters insurance is just like home insurance, only it’s for renters. Whether you are a student or self-employed individual who has rented an apartment, you need renters insurance for many good reasons. The top 5 of them are as follows: It Covers Losses to Personal Property Your personal property and belongings can be lost or […]
10 Cheap and Fun Family Activities To Do This Winter
While the term “cabin fever” likely originated with sailors who lost their marbles after spending too much time at sea, it’s a feeling that most of us face at some point in the winter months. Grey skies, cold temperatures, and dreary weather keep up locked up indoors and, after a while, we start to feel […]
Know Your Rights
Here is an overview of your rights when recovering from identity theft. If someone is using your information to open new accounts or make purchases, report it and get help. If someone steals your identity, you have the right to: Create an FTC Identity Theft Report. Place a 90-day initial fraud alert on your credit […]
How to Protect Yourself from Package Theft and ID Fraud
There are several key times each year when people spend time shopping in stores and online for the perfect gifts for their loved ones, or themselves. While it is easy to get caught up in the fun of it all, it is important to remember that with increased purchasing comes heightened risk of theft. Thieves […]
10 Tips to Prevent ID Theft While Holiday Shopping
The Consumer Federation of America, a non-profit association of almost 300 consumer organizations, compiled a list of 10 tips for having an ID theft-free holiday season. Keep your computer safe. Regularly update the security software on all of your computers. Use smart passwords, not your date of birth or other personal information that might be […]
Holiday Shopping Online? Avoid Identity Theft
The holidays are just around the corner, and that means many of us will be making purchases online to avoid large crowds and busy mall traffic. While online shopping has made our lives easier, it also exposes new weaknesses with the information we use to make those very purchases. The holiday season is a […]
Don’t Compromise Your Personal Information This Holiday Shopping Season
The most memorable part of this holiday shopping should be an amazing deal you found, not having to jump through endless hoops trying to reclaim your identity. U.S. consumers are concerned about their personal information and identities during the holiday season, according to a survey by Discover. But these concerns won’t affect how they […]
The Top 10 Student Loan Tips for Recent Graduates
Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. That means avoiding fees and extra interest costs, keeping your payments affordable, and protecting your credit rating. If you’re having trouble finding a job or […]
9 Important Financial Lessons Every Working Adult Should Learn
Navigating the world of personal finance can be overwhelming, even for an adult who has quite a bit of experience in the working world. With some smart planning, a good strategy and understanding of the basics you should be able to develop the money-management skills you need to get your finances under control. Here are some […]
Financial Planning
Financial Planning 101 Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics works together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family. Budgeting At the very basic […]
Black Friday Strategies
Add some strategy to your ‘Black Friday’ shopping If there’s anything more satisfying than melting into the couch following a multi-course Thanksgiving dinner complete with all the fixings, it has to be shopping for the best deals of the season the day after in Cincinnati. Hitting the shops on Black Friday has become a ritual […]
5 Must-Know Money-Saving Tips for College Students
Going off to college is exciting, but living away from home can be a little stressful, too. Ease anxiety and increase comfort by packing up items that make the dorm or apartment feel more like home. 1) Harness the power of your student ID. Your student ID can cut costs on medical care, cable and Internet […]