Category: Money
- Categories: American Heritage, Auto, Money
Leather interior. Rearview cameras. Automatic emergency braking. While you may dream of a shiny new car with all these features and more, you may need to prepare for sticker shock. The average new car costs more than $40,000, and used cars average above $21,000. Of course you can buy a brand new car for as … <a title="How Much Should I Spend on a Car?" class="read-more" href="https://americanheritageins.com/how-much-should-i-spend-on-a-car/" aria-label="Read more about...
- Categories: American Heritage, Money, Renters
You’re moving in to your first place. Maybe you are living with three roommates or maybe you are living completely on your own. Whatever your situation is, you are likely going to have a lot more expenses than you anticipated. An important step towards ‘adulting’ is setting a budget. But we hear this time and … <a title="All the Expenses You Need to Consider When Living on Your Own" class="read-more"...
- Categories: American Heritage, Home, Money
Many of us simply open a $15 bottle of wine, pour a glass and sip it. Other people savor the art of collecting wine, whether it’s for pure pleasure or as an investment. But some of those collectors fail to insure their valuable vino – wines that can fetch hundreds of thousands of dollars per … <a title="Uncorking The Basics of Wine Insurance" class="read-more" href="https://americanheritageins.com/uncorking-the-basics-of-wine-insurance/" aria-label="Read more about Uncorking The...
- Categories: American Heritage, Money, nonprofit, Special Event Insurance
Holding a special event is a great opportunity for non-profit organizations to draw awareness to their cause and raise money to help expand their impact. However, even with the best intentions and careful planning, there are still risks. Third-party claims of bodily injury, reputation or advertising injury, or property damage can drain a non-profit organization … <a title="Six Things Non-Profits Need to Know About Special Event Insurance" class="read-more" href="https://americanheritageins.com/six-things-non-profits-need-to-know-about-special-event-insurance/" aria-label="Read...
- Categories: American Heritage, Home, Money
These days, many homeowners are using smart home devices to help keep their largest asset safe. As a result, many home insurance companies are offering discounts on their premiums for customers who use these items. However, since this technology is still fairly new, not all companies currently offer this perk. To that end, it’s important … <a title="Reduced Home Insurance Premiums for Having Smart Devices" class="read-more" href="https://americanheritageins.com/reduced-home-insurance-premiums-for-having-smart-devices/" aria-label="Read more about...
- Categories: American Heritage, Home, Money
You just bought the home of your dreams. Or maybe you’ve been living in your home for years. In either case, you’ll likely face the frustration and cost of repairing or replacing a failed kitchen appliance or major system, like an A/C or heating unit. If you’re about to buy a house, a failed appliance … <a title="Home Warranties – Like Insurance, But Different" class="read-more" href="https://americanheritageins.com/home-warranties-like-insurance-but-different/" aria-label="Read more about Home...
- Categories: American Heritage, Cyber, Money
Ever wonder what’s involved in handling a cyber claim? What is the process? Who needs to be notified of a cyber event? What steps should be taken to address the resulting chaos? If you follow Ash Burdon, cyber incident manager at CFC Underwriting, around for a day, you might not guess he works for an … <a title="‘Gotcha – You’ve Been Hacked!’: Handling a Cyber Claim for Your Business" class="read-more"...
- Categories: American Heritage, Flood, Money, Renters
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is … <a title="What is Renters Insurance and Do You Need It?" class="read-more" href="https://americanheritageins.com/what-is-renters-insurance-and-do-you-need-it/" aria-label="Read more...
- Categories: American Heritage, Commercial Insurance, Money
Cyberattacks are increasingly prominent, particularly in the retail sector. According to the 2020 Trustwave Global Security Report, the retail industry was the most-targeted sector for cyberattacks for the third year in a row. In fact, in the company’s analysis of trillions of logged security events and hundreds of hands-on data breach investigations around the globe, … <a title="Cybercriminals Have Retail Directly in Their Crosshairs" class="read-more" href="https://americanheritageins.com/cybercriminals-have-retail-directly-in-their-crosshairs/" aria-label="Read more about Cybercriminals...
- Categories: American Heritage, Home, Money, Pets
The coronavirus pandemic has disrupted many aspects of society, but your home insurance policy will continue to function normally. Will Homeowners Insurance Premiums be Affected by the Coronavirus Pandemic? It’s hard to say with any degree of certainty what will happen to homeowners insurance rates. There are many factors to consider. First, people are staying … Read...