Category: Auto

A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own-or are thinking of owning-a special set of wheels, find out about the kind of policy you need. What Types of Vehicles Need Special Insurance? A classic, collectible or antique car is no ordinary car-and regular auto … Read...

**Study was done by ValuePenguin. Actual premiums may vary. Talk with your insurance agent for details regarding your own quote and vehicle.** We looked at 50 of the most popular models on the road to see which were the least expensive to insure. Our research showed that minivans and small pick-up trucks were, on average, … <a title="The Cheapest Cars to Insure in 2019" class="read-more" href="https://americanheritageins.com/the-cheapest-cars-to-insure-in-2019/" aria-label="Read more about The...

Most people know they need insurance for their new car, but in the excitement of buying a vehicle they may not research it as carefully as they should. Skipping over this detail may cause financial problems almost as soon as you drive off the lot. “You need to shop for insurance before you ever step … <a title="8 Insurance Points to Consider Before Buying a Car" class="read-more" href="https://americanheritageins.com/8-insurance-points-to-consider-before-buying-a-car/" aria-label="Read more...

Whether you own a 1994 Ford Mustang SVT Cobra, 1966 Ferrari 330 GTC, 1941 Willys American Hot Rod, original Model T from 1923, or a other coveted collector car, you probably want to do everything you can to protect your investment and ensure many years of fun and enjoyment with your prized vehicle. That means … <a title="Classic Car Insurance: What is it and How does it Work?" class="read-more" href="https://americanheritageins.com/classic-car-insurance/"...

According to James Lynch, chief actuary, vice president of research and education at the Insurance Information Institute (III), there are five main factors responsible for frequently rising auto insurance rates. More miles driven. Not surprisingly, the number of accidents is directly related to how much people are driving. “When you go into a recession, a … <a title="The 5 Culprits for Rising Auto Insurance Costs" class="read-more" href="https://americanheritageins.com/the-5-culprits-for-rising-auto-insurance-costs/" aria-label="Read more about...

There are several different categories of auto insurance and each covers a different aspect of your risk as a driver. Liability: If you are deemed at fault in a car accident, liability coverage will pay for repairs, medical costs for injuries suffered by others in the vehicle, plus other expenses related to the accident such … Read...

“Can you go ahead and give me your license, registration and insurance card, please?” That question never signals happy times. Almost always it’s asked for a driver pulled over for a traffic infraction or involved in a crash. The law enforcement officer can quickly verify your license and registration status via a real-time statewide database, … <a title="Auto Insurance Database Would Improve Police Ability to Catch Uninsured Drivers" class="read-more" href="https://americanheritageins.com/auto-insurance-database-police-ability-catch-uninsured-drivers/"...

Kids love the magic of Halloween: Trick-or-treating, classroom parties and trips to a neighborhood haunted house. But for moms and dads, often there is a fine line between Halloween fun and safety concerns, especially when it comes to road and pedestrian safety. In 2015, about 6,700 pedestrian deaths and 160,000 medically consulted injuries occurred among … <a title="Spooky Truths Regarding Halloween Safety On and Off the Road" class="read-more" href="https://americanheritageins.com/spooky-truths-regarding-halloween-safety/" aria-label="Read...

No matter where you’re driving, in a residential area or on the open road, you run the chance of hitting an animal, on accident of course. Animal accidents are common in this day and age. However, it’s important to know what to do in these situations in order to keep the road clear and safe … <a title="Oh Deer! What to Do When You Hit an Animal" class="read-more" href="https://americanheritageins.com/oh-deer/" aria-label="Read...

Animal-vehicle collisions are not only costly, but can be dangerous. From 2001-2011, animal collisions contributed to more than 2,080 fatal crashes nationwide. Whether a deer, dog, moose or squirrel, animals on the roadway are unexpected, and their actions can be erratic and unpredictable, creating a dangerous situation for motorists. Most wildlife-vehicle collisions occur during the … <a title="Wildlife Crossing: Tips to Avoid Animal-Vehicle Collisions" class="read-more" href="https://americanheritageins.com/wildlife-crossing/" aria-label="Read more about Wildlife...