Category: Auto
- Categories: American Heritage, Auto, Commercial Insurance
Commercial car insurance is, as the name suggests, designed for vehicles used for commercial purposes. There are many differences between a commercial policy and a regular one, which covers personal-usage cars. There are greater coverage limits, greater reimbursement sums and the possibility of adding a fleet of vehicles. There are certain activities that will void … <a title="The Most Common Commercial Car Insurance Exclusions" class="read-more" href="https://americanheritageins.com/the-most-common-commercial-car-insurance-exclusions/" aria-label="Read more about The...
- Categories: American Heritage, Auto
If you drive a new car off the dealer’s lot, having made your deposit and looking forward to your first payment, but wind up in an accident that makes the car unusable, what recourse do you have? Guaranteed Asset Protection (GAP) insurance is the answer. What Is Gap Insurance? Guaranteed Asset Protection insurance protects the … <a title="What Is Gap Insurance and How Does It Work?" class="read-more" href="https://americanheritageins.com/what-is-gap-insurance-and-how-does-it-work/" aria-label="Read more...
- Categories: American Heritage, Auto
Of all the many adulting tasks we’re faced with, figuring out insurance is among the most confusing. Health? Life? House? Car? Yes! For car insurance, most state laws require every driver to have a minimum level of coverage, but how much and what type of coverage varies by state – so, should you get more … <a title="How Much Car Insurance Do I Need? 5 Key Coverage Considerations" class="read-more" href="https://americanheritageins.com/how-much-car-insurance-do-i-need-5-key-coverage-considerations/"...
- Categories: American Heritage, Auto, Commercial Insurance
With much of the country practicing social distancing and self-quarantines due to the coronavirus pandemic, many companies are looking for delivery drivers to get groceries, takeout meals and other items to customers. If you’re looking to pick up some extra cash as a delivery driver and using your own car, be aware of possible auto … <a title="Check Your Auto Insurance if You’re Going to Make Deliveries" class="read-more" href="https://americanheritageins.com/check-your-auto-insurance-if-youre-going-to-make-deliveries/" aria-label="Read...
- Categories: American Heritage, Auto, Commercial Insurance, Home, Small Business, Umbrella
Homeowners insurance protects you if, say, a fire burns your house to the ground. That’s a start. But you also need to think about protecting your home against something equally dangerous: a lawsuit. If a houseguest slips in the bathtub, you could get sued. Lose the lawsuit and you could lose all of your assets, … <a title="What’s Covered by Umbrella Insurance?" class="read-more" href="https://americanheritageins.com/whats-covered-by-umbrella-insurance/" aria-label="Read more about What’s Covered by...
- Categories: American Heritage, Auto, Home, Money, Small Business, Umbrella
It seems as though the wealthier an individual is, the higher the risk of being sued. It’s just one of the downsides of being affluent, especially if that person is also a business owner. In opportunistic lawsuits, primary policies like standard car insurance, home insurance and a business owner’s policy do not fully protect a … <a title="Umbrella Insurance is the New Liability Coverage" class="read-more" href="https://americanheritageins.com/umbrella-insurance-is-the-new-liability-coverage/" aria-label="Read more about Umbrella...
- Categories: American Heritage, Auto, Small Business
Ever wonder what happens while your company drivers are on the road? Looking for new ways to monitor and manage cost of insuring a fleet of commercial vehicles? If professional drivers keep your business rolling, telematics devices now offer you new, real-time insights into ways to manage and monitor your risk exposures. For businesses that … <a title="How Telematics Devices are Driving Discounts for Commercial Auto Insurance" class="read-more" href="https://americanheritageins.com/how-telematics-devices-are-driving-discounts-for-commercial-auto-insurance/" aria-label="Read...
- Categories: American Heritage, Auto, Money, Motorcycle
You may have noticed a lot of buzz about driving analytics lately, and for good reason. Driving analytics are primed to change the way vehicles and drivers are insured, and even conceivably change the way individuals drive, for the better. What is Driving Analytics? Also referred to as telematics, driving analytics tracks driver data like … <a title="10 Ways Driving Analytics are Affecting Insurance" class="read-more" href="https://americanheritageins.com/10-ways-driving-analytics-are-affecting-insurance/" aria-label="Read more about 10...
- Categories: American Heritage, Auto
If you drive for a ride-hailing company like Uber or Lyft, or if you’re thinking of joining one, insurance coverage can seem like a secondary concern or something too complicated to tackle. But it’s more important than you think – and inaction could put you at risk. Do you have the right auto insurance to … <a title="What Insurance Does an Uber or Lyft Driver Need?" class="read-more" href="https://americanheritageins.com/what-insurance-does-an-uber-or-lyft-driver-need/" aria-label="Read more...
- Categories: American Heritage, Auto, Money
For many hybrid drivers, ditching the gas guzzler for something a bit greener may be more about lifestyle than economics. But if you choose one of these vehicles, it could cost you when it comes to auto insurance quotes. Hybrid car insurance generally costs more than coverage for gas-powered vehicles, according to a 2008 study … <a title="How Hybrid and Electric Vehicles Affect Your Auto Insurance Quotes" class="read-more" href="https://americanheritageins.com/how-hybrid-and-electric-vehicles-affect-your-auto-insurance-quotes/" aria-label="Read...