Category: Home
- Categories: American Heritage, Commercial Insurance, Home, Small Business
Earlier this year, John Sebak handled an insurance claim filed by someone who was working from home and got into a car accident. The accident destroyed a computer owned by the person’s employer. “The car insurance didn’t cover it, but their home insurance policy did,” said Mr. Sebak, owner of Sebak Insurance Agency in Natrona … <a title="Who Covers Company Equipment Stolen or Damaged While Employees Work From Home?" class="read-more"...
- Categories: American Heritage, Home, Renters
Choosing between renting or buying a home is already a hard choice for a lot of people. If you decided to rent, there’s also the question of whether you will be renting a whole house or apartment. Depending on your circumstances, a different option might be better for you. Here are the advantages and disadvantages … <a title="House Rentals vs. Apartment: Which One is Right For You?" class="read-more" href="https://americanheritageins.com/house-rentals-vs-apartment-which-one-is-right-for-you/" aria-label="Read...
- Categories: American Heritage, Cyber, Home
By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few … <a title="How Smart Home Technology is Influencing Home Insurance" class="read-more" href="https://americanheritageins.com/how-smart-home-technology-is-influencing-home-insurance-2-2/" aria-label="Read more about...
- Categories: American Heritage, Condo, Home
In many ways, buying a condo is similar to buying a house: you get the freedom of owning your living space but you also have to take responsibility for what happens to it. So how similar are insurance coverages for condos and houses? Let’s find out. Condos vs Houses: The Ins and Outs of Your … Read...
- Categories: American Heritage, Home
Premium Many factors influence your premium and it will also vary by insurance company. An independent agent can help you shop for the best price without compromising your coverage. Some of the things that can affect your premium include: The cost to rebuild your home (this is not the same as the purchase price which … <a title="Homeowners Insurance: Premium, Policy Limits and Other Home-Related Insurance" class="read-more" href="https://americanheritageins.com/homeowners-insurance-premium-policy-limits-and-other/" aria-label="Read more...
- Categories: American Heritage, Home, Renters
Homeowners insurance is important to many people and is often required to satisfy your mortgage requirements. But how well do you actually understand your policy? Most homeowners policies can be broken down into six sections. Dwelling: This pays for damage to your house and structures that are attached to your house. This includes plumbing, electrical … <a title="Breaking Down Your Homeowners Policy" class="read-more" href="https://americanheritageins.com/breaking-down-your-homeowners-policy/" aria-label="Read more about Breaking Down Your...
- Categories: American Heritage, Home
Don’t Let the Cold Get to Your Pipes This Winter It’s hard to think of a worse start to a winter day in Ohio than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. So, what now? Here are some smart tips to help … Read more
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