Category: Home
- Categories: American Heritage, Home, Travel
Did you know if you leave your home unoccupied for a certain amount of time, your home insurance company might void your coverage? That means if something like a fire damages your empty home, you’ll have to pay for repairs yourself. That’s why it’s important to know what qualifies as a “vacant home” and what … Read...
- Categories: American Heritage, Home
While most people count on the scope of their renters or homeowners insurance policy to cover their precious assets, they may find that coverage insufficient in the face of a potential loss. In most cases, the value of a single broad policy is outweighed by that of specialized jewelry insurance policies. Contrary to popular belief, … <a title="5 Misconceptions about Home Insurance Vs. Specialized Jewelry Insurance" class="read-more" href="https://americanheritageins.com/5-misconceptions-about-home-insurance-vs-specialized-jewelry-insurance/" aria-label="Read more...
- Categories: American Heritage, Home
Because of the potential fun and entertainment value, if you have a large, healthy tree in your yard, a treehouse can seem like a tempting proposition. Before you start construction on your new treetop hangout, however, it is important to think through potential insurance ramifications to understand where you may be at risk. Specifically, you … <a title="Does Homeowners Insurance Cover Treehouses?" class="read-more" href="https://americanheritageins.com/does-homeowners-insurance-cover-treehouses/" aria-label="Read more about Does Homeowners Insurance...
- Categories: American Heritage, Home, Money
Many of us simply open a $15 bottle of wine, pour a glass and sip it. Other people savor the art of collecting wine, whether it’s for pure pleasure or as an investment. But some of those collectors fail to insure their valuable vino – wines that can fetch hundreds of thousands of dollars per … <a title="Uncorking The Basics of Wine Insurance" class="read-more" href="https://americanheritageins.com/uncorking-the-basics-of-wine-insurance/" aria-label="Read more about Uncorking The...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
Earlier this year, John Sebak handled an insurance claim filed by someone who was working from home and got into a car accident. The accident destroyed a computer owned by the person’s employer. “The car insurance didn’t cover it, but their home insurance policy did,” said Mr. Sebak, owner of Sebak Insurance Agency in Natrona … <a title="Who Covers Company Equipment Stolen or Damaged While Employees Work From Home?" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
When caring for children in your home, having the proper insurance is essential. Here are a few considerations when selecting a home day care insurance policy. What is Home Day Care Insurance? Home day car insurance, also known as child care insurance, protects care providers from the unique risks at-home day cares may face. While … <a title="Insurance for Home Day Care Businesses" class="read-more" href="https://americanheritageins.com/insurance-for-home-day-care-businesses/" aria-label="Read more about Insurance for...
- Categories: American Heritage, Flood, Home, Weather
The deadly winter storms that descended on Texas in early 2021, following a summer of record-setting wildfires in California, have reminded many Americans of the importance of homeowners insurance. Here is some advice on how to protect yourself-from a major disaster or an everyday one. Risk From Natural Catastrophes is Increasing Many parts of the … <a title="Homeowners Coverage in the Age of Catastrophic Weather Patterns" class="read-more" href="https://americanheritageins.com/homeowners-coverage-in-the-age-of-catastrophic-weather-patterns/" aria-label="Read more...
- Categories: American Heritage, Flood, Home, Weather
Climate change can be a hot topic these days, but regardless of one’s views on the subject, scientists have taken an interest in how it might affect the intensity or possibility of future weather-related events. Natural disasters – whether predicted or not – expose the susceptibility and risks of our home and communities. According to … <a title="How to Protect Your Home From Extreme Weather" class="read-more" href="https://americanheritageins.com/how-to-protect-your-home-from-extreme-weather/" aria-label="Read more about...
- Categories: American Heritage, Home, Money
These days, many homeowners are using smart home devices to help keep their largest asset safe. As a result, many home insurance companies are offering discounts on their premiums for customers who use these items. However, since this technology is still fairly new, not all companies currently offer this perk. To that end, it’s important … <a title="Reduced Home Insurance Premiums for Having Smart Devices" class="read-more" href="https://americanheritageins.com/reduced-home-insurance-premiums-for-having-smart-devices/" aria-label="Read more about...
- Categories: American Heritage, Home, Money
You just bought the home of your dreams. Or maybe you’ve been living in your home for years. In either case, you’ll likely face the frustration and cost of repairing or replacing a failed kitchen appliance or major system, like an A/C or heating unit. If you’re about to buy a house, a failed appliance … <a title="Home Warranties – Like Insurance, But Different" class="read-more" href="https://americanheritageins.com/home-warranties-like-insurance-but-different/" aria-label="Read more about Home...