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- Categories: American Heritage, Home
Chances are you have a variety of smart home devices in your home. Sales of smart home devices, which measure in the billions of dollars, have increased every year for the last four years and are projected to continue to grow. Nearly 30% of homes are considered smart homes. Smart home devices not only provide … <a title="Smart Home Devices and How They Can Affect Your Insurance Premium" class="read-more" href="https://americanheritageins.com/smart-home-devices-and-how-they-can-affect-your-insurance-premium/"...
- Categories: American Heritage, Cyber, Home
As of September 2020, nearly 60% of full-time and part-time workers in the U.S. were doing their jobs remotely at least some of the time during the coronavirus pandemic. And many of them would like to keep doing so. This work-from-home pivot makes some employers’ IT professionals nervous, though. A global study released in October … <a title="6 Cybersecurity Tips When You Work From Home" class="read-more" href="https://americanheritageins.com/6-cybersecurity-tips-when-you-work-from-home/" aria-label="Read more about...
- Categories: American Heritage, Home, Pets, Renters
Pets bring companionship and joy into the lives of millions of Americans, and many landlords have found it is good business to allow pets on their rental properties. Since it can be difficult to rent with a pet, pet owners will often be very appreciative and very respectful of your property and rules so that … <a title="It’s a Zoo Out There: Pets, Service Animals and Emotional Support Animals" class="read-more"...
- Categories: American Heritage, Home, Money, Pets
The coronavirus pandemic has disrupted many aspects of society, but your home insurance policy will continue to function normally. Will Homeowners Insurance Premiums be Affected by the Coronavirus Pandemic? It’s hard to say with any degree of certainty what will happen to homeowners insurance rates. There are many factors to consider. First, people are staying … Read...
- Categories: American Heritage, Auto, Commercial Insurance, Home, Small Business, Umbrella
Homeowners insurance protects you if, say, a fire burns your house to the ground. That’s a start. But you also need to think about protecting your home against something equally dangerous: a lawsuit. If a houseguest slips in the bathtub, you could get sued. Lose the lawsuit and you could lose all of your assets, … <a title="What’s Covered by Umbrella Insurance?" class="read-more" href="https://americanheritageins.com/whats-covered-by-umbrella-insurance/" aria-label="Read more about What’s Covered by...
- Categories: American Heritage, Auto, Home, Money, Small Business, Umbrella
It seems as though the wealthier an individual is, the higher the risk of being sued. It’s just one of the downsides of being affluent, especially if that person is also a business owner. In opportunistic lawsuits, primary policies like standard car insurance, home insurance and a business owner’s policy do not fully protect a … <a title="Umbrella Insurance is the New Liability Coverage" class="read-more" href="https://americanheritageins.com/umbrella-insurance-is-the-new-liability-coverage/" aria-label="Read more about Umbrella...
- Categories: American Heritage, Home, Renters
Choosing between renting or buying a home is already a hard choice for a lot of people. If you decided to rent, there’s also the question of whether you will be renting a whole house or apartment. Depending on your circumstances, a different option might be better for you. Here are the advantages and disadvantages … <a title="House Rentals vs. Apartment: Which One is Right For You?" class="read-more" href="https://americanheritageins.com/house-rentals-vs-apartment-which-one-is-right-for-you/" aria-label="Read...
- Categories: American Heritage, Home
Every 13 seconds, a burglary occurs somewhere in the U.S., adding up to approximately 2.5 million burglaries each year, according to Alarms.org. Two-thirds of those crimes are home break-ins, and if it were not for home security systems, that figure could be significantly higher – a study from UNC Charlotte found that 83% of convicted … <a title="6 Tips to Help Deter a Break-In" class="read-more" href="https://americanheritageins.com/6-tips-to-help-deter-a-break-in/" aria-label="Read more about 6...
- Categories: American Heritage, Home, Money
Whether your historic home is new to you or has been in the family for generations, an essential element of taking care of the property is adequate insurance. “Insuring a historic home can be very different from insuring a newer home,” said Dawn Meadows, an insurance adviser with Clarke & Sampson in Alexandria, Va. “The … <a title="What to Know About Insuring a Historic Home" class="read-more" href="https://americanheritageins.com/what-to-know-about-insuring-a-historic-home/" aria-label="Read more about...
- Categories: American Heritage, Home
Picture this: Your next-door neighbor Gary runs an alpaca farm. Most of the time, the alpacas are happy springing along, munching on grass, and looking cute. But one one occasion, a dog agitates the group, and the alpacas storm their enclosure and stampede over your property, leaving a trail of damage in their wake. While … <a title="Alpaca Stampede, Spoiled Wedding Cake, Teacher Defamation – What’s the Insurance Link?" class="read-more"...