Tag: American Heritage Insurance Group
- Categories: American Heritage, Umbrella
Umbrella Insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main purpose of your umbrella policy is to protect … Read more
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- Categories: American Heritage, Home
Premium Many factors influence your premium and it will also vary by insurance company. An independent agent can help you shop for the best price without compromising your coverage. Some of the things that can affect your premium include: The cost to rebuild your home (this is not the same as the purchase price which … <a title="Homeowners Insurance: Premium, Policy Limits and Other Home-Related Insurance" class="read-more" href="https://americanheritageins.com/homeowners-insurance-premium-policy-limits-and-other/" aria-label="Read more...
- Categories: American Heritage, Home
If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, unoccupied and vacant … <a title="Unoccupied and Vacant Home Insurance: What is it and Do I Need it?"...
- Categories: American Heritage, Home, Renters
Homeowners insurance is important to many people and is often required to satisfy your mortgage requirements. But how well do you actually understand your policy? Most homeowners policies can be broken down into six sections. Dwelling: This pays for damage to your house and structures that are attached to your house. This includes plumbing, electrical … <a title="Breaking Down Your Homeowners Policy" class="read-more" href="https://americanheritageins.com/breaking-down-your-homeowners-policy/" aria-label="Read more about Breaking Down Your...
- Categories: American Heritage
Now that the college school year has started up again and we are starting September, that can only mean one thing- football season is among us! Whether you have already purchased season tickets to watch your hometown football team, you’re heading up to your college town to root for your alma mater, or you’re counting … <a title="Stay Safe When Tailgating and Drinking at Football Games" class="read-more" href="https://americanheritageins.com/stay-safe-at-football-games/" aria-label="Read more...
- Categories: American Heritage, Auto
If you notice that a police car is following you with the lights flashing, pull over to the side of the road safely and quickly. Wait inside your car for the officer to approach, and be prepared to: Turn on the light Turn on your interior light at night and keep your hands where the … <a title="What to do when pulled over" class="read-more" href="https://americanheritageins.com/what-to-do-when-pulled-over/" aria-label="Read more about What to...
- Categories: American Heritage, Auto
If you’re in an accident, first make sure no one in the car is injured. Next, check on the passengers in the other vehicle, pedestrians and anyone else nearby to make sure they’re OK. Then do these five things: Stay at the scene Leaving can result in legal consequences, like fines or additional violations. Call … <a title="What to do after an accident" class="read-more" href="https://americanheritageins.com/what-to-do-after-an-accident/" aria-label="Read more about What to...
- Categories: American Heritage, Auto
When you’re behind the wheel of a car – whether alone or with passengers – driving safely should always be your top concern. We’re more distracted than ever, so it’s crucial to know the basics of safe driving and practice them every time you’re on the road. Here are some safe driving tips: Top 4 … <a title="Driving safety tips every driver should know" class="read-more" href="https://americanheritageins.com/driving-safety-tips-every-driver-know/" aria-label="Read more about Driving...
- Categories: American Heritage, Money
Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. That means avoiding fees and extra interest costs, keeping your payments affordable, and protecting your credit rating. If you’re having trouble finding a job or … <a title="The Top 10 Student Loan Tips for Recent Graduates" class="read-more" href="https://americanheritageins.com/top-10-student-loan-tips-recent-graduates/" aria-label="Read more...
- Categories: American Heritage, Auto
Distracted driving is dangerous, claiming 3,477 lives in 2015 alone. Additionally, 391,000 people were injured by distracted driving, and 660,000 is the estimated number of drivers using electronic devices while driving. The NHTSA leads the national effort to save lives by preventing this dangerous behavior. Get the facts, get involved, and help us keep America’s … Read more
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