Author: creative
- Categories: American Heritage, Auto, RV, Toys
Recreational vehicles, or RVs, include a wide range of motorhomes, from camper vans to bus conversions, organized by classes: Class A, B and C. Your RV insurance will depend on the class of your vehicle, how much you use it, whether you live in it full time and other factors. The classes of RV include: … Read more
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- Categories: American Heritage, Auto, Motorcycle, Toys
Whether you’re a road warrior seeking adventure or you’re just looking for a way to get around town, there’s nothing quite like driving a motorcycle. As you would with a car, you’ll need insurance if you want to protect yourself, your passengers and your investment. And just as you’d shop around for auto insurance quotes, … <a title="A Complete Guide to Motorcycle Insurance" class="read-more" href="https://americanheritageins.com/a-complete-guide-to-motorcycle-insurance/" aria-label="Read more about A Complete...
- Categories: American Heritage, Boat, Toys, Weather
As an experienced boater, you probably know a thing or two about boat-insurance policies. For instance, when buying boat insurance, you’d likely ask whether the policy pays the agreed value or the actual cash value of the boat. Also, you may know about a trend similar to auto insurance in which boat insurers now offer … <a title="Tips for Buying Boat Insurance" class="read-more" href="https://americanheritageins.com/tips-for-buying-boat-insurance/" aria-label="Read more about Tips for Buying...
- Categories: American Heritage, Weather
US solar developers are bearing the brunt of climate change as more frequent extreme weather events hike insurance costs. Hail storms, tornados and wildfires have pushed up insurance premiums for solar projects, impacted the scope of policies and reduced availability. Property and casualty insurance premiums for solar plants have increased by as much as 400% … <a title="Soaring US Solar Insurance Costs Turn Spotlight on Site Protection" class="read-more" href="https://americanheritageins.com/soaring-us-solar-insurance-costs-turn-spotlight-on-site-protection/" aria-label="Read...
- Categories: American Heritage, Flood, Weather
This year has been a standout year for all the wrong reasons, including its devastating natural disasters. Wildfires have ravaged the western U.S., and tropical cyclones have popped up left and right, with several causing significant damage to coastal areas. Though they are called natural disasters, the toll they take comes in part from human … <a title="A Running List of Record-Breaking Natural Disasters in 2020" class="read-more" href="https://americanheritageins.com/a-running-list-of-record-breaking-natural-disasters-in-2020/" aria-label="Read more...
- Categories: American Heritage, Flood, Home, Weather
The deadly winter storms that descended on Texas in early 2021, following a summer of record-setting wildfires in California, have reminded many Americans of the importance of homeowners insurance. Here is some advice on how to protect yourself-from a major disaster or an everyday one. Risk From Natural Catastrophes is Increasing Many parts of the … <a title="Homeowners Coverage in the Age of Catastrophic Weather Patterns" class="read-more" href="https://americanheritageins.com/homeowners-coverage-in-the-age-of-catastrophic-weather-patterns/" aria-label="Read more...
- Categories: American Heritage, Flood, Home, Weather
Climate change can be a hot topic these days, but regardless of one’s views on the subject, scientists have taken an interest in how it might affect the intensity or possibility of future weather-related events. Natural disasters – whether predicted or not – expose the susceptibility and risks of our home and communities. According to … <a title="How to Protect Your Home From Extreme Weather" class="read-more" href="https://americanheritageins.com/how-to-protect-your-home-from-extreme-weather/" aria-label="Read more about...
- Categories: American Heritage, Auto
Among the myriad changes triggered by the Covid-19 pandemic is the sharp spike in a form of auto insurance that can greatly reduce premiums, especially for the millions of drivers who no longer commute since they’re now working from home. It’s called usage-based-insurance, or UBI. Rather than set premiums, rates are based on driving habits … <a title="COVID Sparks Spike In Usage-Based Car Insurance" class="read-more" href="https://americanheritageins.com/covid-sparks-spike-in-usage-based-car-insurance/" aria-label="Read more about COVID...
- Categories: American Heritage, Home, Money
These days, many homeowners are using smart home devices to help keep their largest asset safe. As a result, many home insurance companies are offering discounts on their premiums for customers who use these items. However, since this technology is still fairly new, not all companies currently offer this perk. To that end, it’s important … <a title="Reduced Home Insurance Premiums for Having Smart Devices" class="read-more" href="https://americanheritageins.com/reduced-home-insurance-premiums-for-having-smart-devices/" aria-label="Read more about...
- Categories: American Heritage, Home, Money
You just bought the home of your dreams. Or maybe you’ve been living in your home for years. In either case, you’ll likely face the frustration and cost of repairing or replacing a failed kitchen appliance or major system, like an A/C or heating unit. If you’re about to buy a house, a failed appliance … <a title="Home Warranties – Like Insurance, But Different" class="read-more" href="https://americanheritageins.com/home-warranties-like-insurance-but-different/" aria-label="Read more about Home...