Category: American Heritage
- Categories: American Heritage, RV
If you love to travel, you may be thinking of joining the millions of Americans who own an RV—and the many more who rent one occasionally. And if you want to live a nomadic lifestyle, you might be considering swapping your house or apartment for a home on wheels. In either case, you will need insurance. … <a title="If You Own or Rent an RV, You Need Insurance. Here’s Everything...
- Categories: American Heritage, Weather
When a natural catastrophe hits a community, there can be significant long-term impacts. When a large portion of the local population leaves the area during the rebuild process, local economies struggle, contributing to job displacement and the destruction of real estate and other assets. And even after reconstruction efforts are completed, the financial and social … <a title="2021 Natural Catastrophe Losses From Major Events Reached $56.92B – Here’s Why" class="read-more"...
- Categories: American Heritage, Weather
In the aftermath of a storm, the roof may not be the most appealing place to venture, but it’s integral it be inspected quickly for damage. Even when the weather is fair, it’s important to regularly monitor the state of your roof in order to provide proper maintenance and prevent unnecessary loss. This type of inspection is costly in … <a title="Roof Inspection Tech Could Speed Claims Process, Prevent Loss"...
- Categories: American Heritage, Weather
Catastrophic weather events such as wildfires, hurricanes and floods caused 39% of home insurance claims in 2020 – the highest percentage in the last six years. According to the 2021 LexisNexis Home Trends Report, the loss cost in 2020 also increased across all perils by 6% year-over-year, following the upward trend that the report says will likely … <a title="For Home Insurers, Weather Proves More Costly While COVID Measures Lower...
- Categories: American Heritage, Auto
Tell me if you’ve heard this one before: The insurance market is hardening. Policy rates are going up and independent insurance agents need to help personal lines clients manage those impending increases. However, the story has changed in recent years—through telematics. Some independent insurance agents may be skeptical. That’s to be expected. Many have been hesitant … <a title="How Telematics Can Mitigate Personal Auto Hard Market Pricing" class="read-more" href="https://americanheritageins.com/how-telematics-can-mitigate-personal-auto-hard-market-pricing/" aria-label="Read...
- Categories: American Heritage, Auto
When most fleet managers think of telematics, the first image that likely pops up is a digital map with dots showing where their vehicles are at any specific time. “While many fleets have realized the benefits of location tracking, the most successful telematics deployments are those that go beyond GPS. Telematics sits at the heart … <a title="Top 14 Benefits of Telematics Beyond Tracking" class="read-more" href="https://americanheritageins.com/top-14-benefits-of-telematics-beyond-tracking/" aria-label="Read more about Top...
- Categories: American Heritage
The challenges of urban sustainability are not only related to the development of cutting-edge technologies. The application of these as common elements of the urban environment is, perhaps, one of the most complex endeavors. At the center of this urban strategy is the aim of generalizing the use of smart technologies in all households. The rationale behind … <a title="Smart Homes: Small Changes with a Big Impact on Cities" class="read-more"...
- Categories: American Heritage, Classic Car
In its broadest sense, telematics is the joining of two sciences—telecommunications, a branch of technology including phone lines and cables, and informatics such as computer systems. Today, the term is commonly used in reference to the telematics solutions utilized in commercial fleet vehicles. According to Gartner, wireless telematics devices and “black box” technologies collect and … Read more
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- Categories: American Heritage, Home
As technology is such an integral part of our daily lives, especially during the pandemic and its related restrictions and concerns, it’s no surprise that consumers are increasingly converting their homes into “smart homes.” The $78.3 billion market is set to grow to $135.5 billion by 2025. Makes sense, given that more families have been staying at home for longer periods … <a title="Are Smart Homes a Smart Idea?" class="read-more"...
- Categories: American Heritage, Home
Businesses were exposed to new and expanded risks when employees abruptly began working from home last year. The most pressing risks – like IT security and remote accessibility – were quickly addressed. However, many of the mitigations put in place were designed to be temporary fixes rather than long-term solutions. And that could leave you … <a title="5 Work-From-Home Risks That Are Here To Stay" class="read-more" href="https://americanheritageins.com/5-work-from-home-risks-that-are-here-to-stay/" aria-label="Read more about...