Category: American Heritage
- Categories: American Heritage, Home, Renters
Choosing between renting or buying a home is already a hard choice for a lot of people. If you decided to rent, there’s also the question of whether you will be renting a whole house or apartment. Depending on your circumstances, a different option might be better for you. Here are the advantages and disadvantages … <a title="House Rentals vs. Apartment: Which One is Right For You?" class="read-more" href="https://americanheritageins.com/house-rentals-vs-apartment-which-one-is-right-for-you/" aria-label="Read...
- Categories: American Heritage, Cyber, Home
By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few … <a title="How Smart Home Technology is Influencing Home Insurance" class="read-more" href="https://americanheritageins.com/how-smart-home-technology-is-influencing-home-insurance-2-2/" aria-label="Read more about...
- Categories: American Heritage, nonprofit, Small Business, Special Event Insurance
Not all nonprofit liability insurance policies cover the actions of people volunteering with your organization. To protect yourself against injuries to volunteers and property damage caused by volunteers, make sure your nonprofit coverage extends to volunteers as well as employees. Do I Need to Cover Volunteers on my Nonprofit Liability Insurance? When you purchased nonprofit … <a title="Does Nonprofit Insurance Protect Your Volunteers?" class="read-more" href="https://americanheritageins.com/does-nonprofit-insurance-protect-your-volunteers/" aria-label="Read more about Does Nonprofit...
- Categories: American Heritage, Special Event Insurance, Wedding
What is Wedding Insurance Coverage? Wedding insurance is special event insurance that provides coverage for wedding mishaps such as venues closing, vendor no-shows, extreme weather, damaged gifts, sickness or injury and more. Optional liability and liquor liability coverage are also available to protect your interests from unfortunate mishaps such as slips and falls or damage … Read more
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- Categories: American Heritage, Special Event Insurance
Many businesses sponsor events like conferences, receptions, exhibitions, and festivals. Such events can generate claims against the event sponsors. To protect themselves, businesses can purchase a type of liability coverage called special event insurance. This coverage applies to claims by third-parties for bodily injury or property damage sustained during an event sponsored by the business. Special event … Read...
- Categories: American Heritage, Special Event Insurance, Wedding
Though you might not want to think about it, disasters can strike your wedding day. From a sudden cancellation to stolen gifts to a damaged gown, wedding insurance can help protect you against the unforeseen, and can also afford you great peace of mind. But what exactly is wedding insurance – and how does it work? Here’s … Read...
- Categories: American Heritage, Flood, Weather
Picture the scene. Massive trees have fallen, downed electricity poles, damaged cars and other materials scattered on the ground. Every year, in all areas of the United States, both mudslides and landslides occur, leaving devastation and destruction in their path. Cincinnati regularly sees mudslides along Columbia Parkway and within the past few years, a landslide … <a title="Mudslide vs Landslide: What’s the Difference?" class="read-more" href="https://americanheritageins.com/mudslide-vs-landslide-whats-the-difference/" aria-label="Read more about Mudslide vs...
- Categories: American Heritage, Condo
Condo insurance, also known as an HO6 insurance policy, provides condo unit owners coverage for their properties, protects against liability claims and helps cover costs if the unit is uninhabitable. A condominium insurance policy is often called walls-in coverage, as it protects the individual unit, whereas your condo association’s master policy generally covers all common … <a title="What is Condo (HO6) Insurance and What Does it Cover?" class="read-more" href="https://americanheritageins.com/what-is-condo-ho6-insurance-and-what-does-it-cover/" aria-label="Read...
- Categories: American Heritage, Condo, Home
In many ways, buying a condo is similar to buying a house: you get the freedom of owning your living space but you also have to take responsibility for what happens to it. So how similar are insurance coverages for condos and houses? Let’s find out. Condos vs Houses: The Ins and Outs of Your … Read...
- Categories: American Heritage, Home
Premium Many factors influence your premium and it will also vary by insurance company. An independent agent can help you shop for the best price without compromising your coverage. Some of the things that can affect your premium include: The cost to rebuild your home (this is not the same as the purchase price which … <a title="Homeowners Insurance: Premium, Policy Limits and Other Home-Related Insurance" class="read-more" href="https://americanheritageins.com/homeowners-insurance-premium-policy-limits-and-other/" aria-label="Read more...