Category: American Heritage
- Categories: American Heritage, Renters
If someone else owns your home, whether it’s a house or an apartment, carrying renters insurance is a good idea. It gives you financial protection against a number of risks you can’t control. Renters insurance is important because your landlord’s property insurance doesn’t protect your personal possessions or your personal liability. It also doesn’t pay … <a title="Renters Insurance Guide: Everything You Need to Know" class="read-more" href="https://americanheritageins.com/renters-insurance-guide-everything-you-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Auto
Whether you’re buying your first car or simply moving off your parents’ insurance for the first time, you might have some questions about getting your own car insurance. First, there’s the financial side of it, from figuring out what a fair price is to choosing coverages, limits, and deductibles that best fit your needs and … <a title="5 tips for first-time car insurance buyers" class="read-more" href="https://americanheritageins.com/5-tips-for-first-time-car-insurance-buyers/" aria-label="Read more about 5...
- Categories: American Heritage, Life Insurance
Young adults have an upper hand when buying life insurance — they typically qualify for low-cost coverage due to their long life expectancies. But despite this advantage, a new survey by NerdWallet shows that younger generations are more likely than their elders to have hesitations about buying coverage. Sarah Fitch, a 23-year-old communication specialist in Ohio, finds … <a title="Life Insurance Favors Young Adults, But They Have Hesitations" class="read-more" href="https://americanheritageins.com/life-insurance-favors-young-adults-but-they-have-hesitations/"...
- Categories: American Heritage, Condo
The Essential Information You Need to Buy the Best Condo Insurance Do you own a condominium (condo) or co-operative apartment (co-op) or are you thinking of buying one? Insurance for co-ops and condos is a lot more complicated than homeowner insurance. A lot of people invest in condos without understanding the full implication of their responsibility, or they … <a title="Understanding Condo Insurance and Co-op Insurance" class="read-more" href="https://americanheritageins.com/understanding-condo-insurance-and-co-op-insurance/" aria-label="Read more...
- Categories: American Heritage, Condo
Q: You recently wrote a column about condominium building’s reserve funds. You failed to mention that condo special assessments are an insurable risk. I just increased my coverage from a limit of $1,000 to $50,000 for an extra $10 per year. You should mention this to your readers. A: Thanks for bringing this up. You are … <a title="Your homeowners policy may address your condo special assessment. But don’t expect...
- Categories: American Heritage, Condo
Because co-op and condominium owners share their building structures, two policies—a master policy and an individual policy—are required to fully protect all parties involved. Learn more about insuring a co-op or condo. If you are purchasing a condo or co-op, the bank will require insurance to protect its investment in your home, and your co-op … <a title="Insuring a co-op or condo" class="read-more" href="https://americanheritageins.com/insuring-a-co-op-or-condo/" aria-label="Read more about Insuring a co-op...
- Categories: American Heritage, Condo
While condominium units belong completely to their owners from their unit walls inward, their exteriors are usually communally owned. Condominium communities feature joint ownership of building exteriors, roads and other common areas by all unit owner-members of those communities. Because condo units share aspects of their legal ownership with other parties, their insurance requirements differ … <a title="Insurance Facts for Condo Owners" class="read-more" href="https://americanheritageins.com/insurance-facts-for-condo-owners/" aria-label="Read more about Insurance Facts for...
- Categories: American Heritage, Condo
If you own a condominium, co-op, or townhouse unit, you may need to buy a condo insurance policy. Much like homeowners insurance, condo insurance can protect your dwelling, furniture, clothing, and valuables in the event of a covered peril or hazard. It can also protect your assets from liability claims and pay for temporary housing … Read...
- Categories: American Heritage, Home, Small Business
With millions of Americans losing work this year, it’s not surprising that home-based business startups are gaining popularity. About one in five homeowners reported they had launched a home-based business in the last six months, according to a recent online poll conducted by The Harris Poll on behalf of The Hanover Insurance Group. While starting … Read...
- Categories: American Heritage, Home, Small Business
For many small business owners, working from home is a dream come true. However, this is a dream that comes with its own set of sometimes-unexpected problems and considerations. As an entrepreneur, some challenges – like needing to efficiently manage your own time and wear multiple hats – are probably already on your radar. What … <a title="What Type of Insurance Does Your Home Business Need?" class="read-more" href="https://americanheritageins.com/what-type-of-insurance-does-your-home-business-need/" aria-label="Read more...