Category: American Heritage
- Categories: American Heritage, Home
While most people count on the scope of their renters or homeowners insurance policy to cover their precious assets, they may find that coverage insufficient in the face of a potential loss. In most cases, the value of a single broad policy is outweighed by that of specialized jewelry insurance policies. Contrary to popular belief, … <a title="5 Misconceptions about Home Insurance Vs. Specialized Jewelry Insurance" class="read-more" href="https://americanheritageins.com/5-misconceptions-about-home-insurance-vs-specialized-jewelry-insurance/" aria-label="Read more...
- Categories: American Heritage, Home
Because of the potential fun and entertainment value, if you have a large, healthy tree in your yard, a treehouse can seem like a tempting proposition. Before you start construction on your new treetop hangout, however, it is important to think through potential insurance ramifications to understand where you may be at risk. Specifically, you … <a title="Does Homeowners Insurance Cover Treehouses?" class="read-more" href="https://americanheritageins.com/does-homeowners-insurance-cover-treehouses/" aria-label="Read more about Does Homeowners Insurance...
- Categories: American Heritage, Commercial Insurance, Small Business
As a small business owner, you’ve put in years of hard work and dedication to make your dream a reality. But what if a customer accidentally slips and falls in your store? Or if one of your contractors accidentally damages a customer’s property while working on a job? These unexpected events could create a major … <a title="What is General Liability Insurance for a Small Business?" class="read-more" href="https://americanheritageins.com/what-is-general-liability-insurance-for-a-small-business/" aria-label="Read more...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
Earlier this year, John Sebak handled an insurance claim filed by someone who was working from home and got into a car accident. The accident destroyed a computer owned by the person’s employer. “The car insurance didn’t cover it, but their home insurance policy did,” said Mr. Sebak, owner of Sebak Insurance Agency in Natrona … <a title="Who Covers Company Equipment Stolen or Damaged While Employees Work From Home?" class="read-more"...
- Categories: American Heritage, Special Event Insurance, Umbrella
As a business owner, there will likely be a time when you host or organize a special event for employees and/or clients. In doing so, you want to ensure that you and your company are protected against anything that can go wrong during the event. The size of an event can range from small to … Read more
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- Categories: American Heritage, Commercial Insurance, Holidays, Special Event Insurance, Wedding
Whether it’s an audience of ten thousand or something more intimate, you open your space to the public, and to the people who know how to draw a crowd. This, in turn, exposes you and your venue to certain risks that can be managed with the right kind of venue insurance. Whether you need stadium … <a title="Event Insurance for Various Types and Locations of Events" class="read-more" href="https://americanheritageins.com/event-insurance-for-various-types-and-locations-of-events/" aria-label="Read more...
- Categories: American Heritage, Travel
Purchasing souvenirs is always a highlight when you’re on vacation. Sometimes they’re pricey or unique to the destination you’re visiting. Or sometimes the items seem like value-packed deals. While most travel insurance policies can offer coverage for luggage that is lost, stolen, or damaged, be sure to read your policy for limits. “This benefit typically … <a title="What Travel Insurance Covers Vacation Purchases?" class="read-more" href="https://americanheritageins.com/what-travel-insurance-covers-vacation-purchases/" aria-label="Read more about What Travel...
- Categories: American Heritage, Special Event Insurance, Wedding
Your wedding should be a day of celebration and one of the most memorable days in your life. You’ve planned for months, put down thousands of dollars in deposits, contracted with numerous vendors, and invited the most important people in your life. But a disaster can strike at any time, and your wedding is no … <a title="When He Pops the Big Question, Say “Yes!”…to Wedding Insurance" class="read-more" href="https://americanheritageins.com/when-he-pops-the-big-question-say-yes-to-wedding-insurance/" aria-label="Read...
- Categories: American Heritage, Flood, Money, Renters
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is … <a title="What is Renters Insurance and Do You Need It?" class="read-more" href="https://americanheritageins.com/what-is-renters-insurance-and-do-you-need-it/" aria-label="Read more...
- Categories: American Heritage, Auto
If you drive a new car off the dealer’s lot, having made your deposit and looking forward to your first payment, but wind up in an accident that makes the car unusable, what recourse do you have? Guaranteed Asset Protection (GAP) insurance is the answer. What Is Gap Insurance? Guaranteed Asset Protection insurance protects the … <a title="What Is Gap Insurance and How Does It Work?" class="read-more" href="https://americanheritageins.com/what-is-gap-insurance-and-how-does-it-work/" aria-label="Read more...