Category: Small Business

It seems as though the wealthier an individual is, the higher the risk of being sued. It’s just one of the downsides of being affluent, especially if that person is also a business owner. In opportunistic lawsuits, primary policies like standard car insurance, home insurance and a business owner’s policy do not fully protect a … <a title="Umbrella Insurance is the New Liability Coverage" class="read-more" href="https://americanheritageins.com/umbrella-insurance-is-the-new-liability-coverage/" aria-label="Read more about Umbrella...

Whether you are an entrepreneur with one commercial truck or your company uses a fleet of trucks, you need commercial truck insurance tailored to your business and your risks. Perhaps you have drivers who make deliveries, or you have trained and certified commercial truck drivers who drive tractor trailers and deliver freight cross-country. No two … <a title="Having the Right Commercial Truck Insurance" class="read-more" href="https://americanheritageins.com/having-the-right-commercial-truck-insurance/" aria-label="Read more about Having the...

Not all nonprofit liability insurance policies cover the actions of people volunteering with your organization. To protect yourself against injuries to volunteers and property damage caused by volunteers, make sure your nonprofit coverage extends to volunteers as well as employees. Do I Need to Cover Volunteers on my Nonprofit Liability Insurance? When you purchased nonprofit … <a title="Does Nonprofit Insurance Protect Your Volunteers?" class="read-more" href="https://americanheritageins.com/does-nonprofit-insurance-protect-your-volunteers/" aria-label="Read more about Does Nonprofit...

Ever wonder what happens while your company drivers are on the road? Looking for new ways to monitor and manage cost of insuring a fleet of commercial vehicles? If professional drivers keep your business rolling, telematics devices now offer you new, real-time insights into ways to manage and monitor your risk exposures. For businesses that … <a title="How Telematics Devices are Driving Discounts for Commercial Auto Insurance" class="read-more" href="https://americanheritageins.com/how-telematics-devices-are-driving-discounts-for-commercial-auto-insurance/" aria-label="Read...

Sally Miller left corporate American when her first child was born to spend time with her growing family. But this also meant the family income took a hit, so she started exploring ways to make money from home. Hosting her four-bedroom home in San Jose, California on Airbnb turned out to be a great side-gig. … <a title="Here’s What You Need to Know About Airbnb-ing Your Home" class="read-more" href="https://americanheritageins.com/heres-what-you-need-to-know-about-airbnb-ing-your-home/" aria-label="Read...

Legalization of marijuana – whether for medical or recreational use – is rolling out across the country. It’s having an enormous impact on employers, who now have to ask: How is marijuana use impacting safety on the job? Can an employee file a discrimination lawsuit if medical marijuana use doesn’t align with our organization’s drug … <a title="Marijuana at Work: What Employers Need to Know" class="read-more" href="https://americanheritageins.com/marijuana-at-work-what-employers-need-to-know/" aria-label="Read more about...

Many people with disabilities use a service animal in order to fully participate in everyday life. Dogs can be trained to perform many important tasks to assist people with disabilities, such as providing stability for a person who has trouble walking, picking up items for a person who uses a wheelchair, preventing a child with … <a title="Service Animals, Emotional Support Animals and Your Business" class="read-more" href="https://americanheritageins.com/service-animals-emotional-support-animals-and-your-business/" aria-label="Read more about...