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Renters Insurance Usually Covers Dog Bites, But There are Some Exceptions

January 20, 2021

According to the Insurance Information Institute (III), 67% of American households own a pet and dogs account for 63% of them. Unfortunately, sometimes dogs bite. Approximately 4.5 million Americans are bitten by dogs yearly and the average cost of a dog bite claim is $44,760, according to the III. Does Renters Insurance Cover Dog Bites? […]

Filed Under: American Heritage, Pets, Renters Tagged With: are pets covered under my rental policy, cost of a dog bite claim, do i need renters insurance, does renters insurance cover dog bites, dog bites and renters insurance, renters insurance, renters insurance and pets

COVID-19 and Homeowners Insurance

December 9, 2020

The coronavirus pandemic has disrupted many aspects of society, but your home insurance policy will continue to function normally. Will Homeowners Insurance Premiums be Affected by the Coronavirus Pandemic? It’s hard to say with any degree of certainty what will happen to homeowners insurance rates. There are many factors to consider. First, people are staying […]

Filed Under: American Heritage, Home, Money, Pets Tagged With: covid and home insurance, home insurance discounts, homeowners insurance

Should You Allow Pets in Your Rentals

July 8, 2020

Eventually, every landlord has to decide whether they should allow pets in rentals. It can be tough decision, especially if you are new to real estate. On one side, allowing pets in rental your property can broaden your market for prospective tenants, boost your annual income, and possibly keep tenants longer. But there are also […]

Filed Under: American Heritage, Pets, Renters Tagged With: apartments with pets, fair housing, landlord, pet deposit, pet rentals, renters insurance, service animals, service animals in rentals, should i allow pets in my rental

Service Animals, Emotional Support Animals and Your Business

December 11, 2019

Many people with disabilities use a service animal in order to fully participate in everyday life. Dogs can be trained to perform many important tasks to assist people with disabilities, such as providing stability for a person who has trouble walking, picking up items for a person who uses a wheelchair, preventing a child with […]

Filed Under: American Heritage, Condo, Home, Pets, Renters, Small Business Tagged With: ada, businesses and emotional support animals, businesses and service animals, emotional support animals, emotional support animals and apartments, flying with a service animal, hotel owner, hud, property owner, service animal laws, service animals, service dog, where can service dogs go

10 Dog Breeds Most Often Blacklisted by Home Insurance Carriers

September 25, 2019

Although domesticated dogs may seem quite friendly and approachable, there are occasions when they can be dangerous. There have been a number of cases in the U.S. involving vicious dog attacks on both humans and other pets. The breed of dog you own could make it more difficult to secure Homeowners insurance. Insurers are hesitant […]

Filed Under: American Heritage, Pets Tagged With: blacklisted dogs, dog breeds, dogs and insurance, how dogs affect homeowners insurance, insurance blacklisted pets, violent dog breeds

Dog Bite Liability

September 18, 2019

Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year. Among children, the rate of dog-bite related injuries is highest for those 5-9 […]

Filed Under: American Heritage, Pets Tagged With: dog bite insurance, dog bites, homeowners insurance, liability insurance, pets and homeowners insurance

Common Questions About Renters Pet Insurance

September 11, 2019

According to the 2018 National Pet Owners Survey conducted by the American Pet Products Association (APPA), 68% of US households, or about 85 million families, own a pet. What’s more, an even higher share of renters have pets. This is surprising to hear, not only because of the rise in no-pet policies in condos but […]

Filed Under: American Heritage, Pets, Renters Tagged With: cat insurance, dog bites, dog insurance, liability coverage, pet damages, Pet Insurance, renters insurance

What is Pet Insurance and How Does it Work?

September 4, 2019

Pet Insurance reimburses you for your dog or cat’s unexpected medical bills. Pet Insurance with American Heritage is done through the Figo Program. How Does it Work? Your pet is treated at any veterinarian for sickness or injury and you submit the bill to Figo for reimbursement by simply snapping a photo of your vet […]

Filed Under: American Heritage, Pets Tagged With: pet health insurance, Pet Insurance, pet medical insurance, veterinary bills

One-Third of Homeowners Liability Claims are From Dog Bites

February 11, 2019Leave a Comment

In 2017, dog bites and dog-related injuries accounted for more than one-third of homeowners liability claims according to the Insurance Information Institute. There are approximately 89.7 million dogs in the United States and 36.5% of U.S. households own at least one dog. The average cost per dog bite claim was $37,051, totaling over $700 million […]

Filed Under: American Heritage, Home, Pets Tagged With: dog bites, homeowners insurance, homeowners liability, liability claims

Dog Bite Awareness & Prevention

May 15, 2018Leave a Comment

Puppy/Doggy, Dog Bite Prevention & Awareness

While we don’t want to imagine what a dog bite would feel like, cost, the damage, etc., we have to acknowledge the fact that they do happen. Even if an owner states their dog has never bitten someone does not mean that they can’t. American Heritage Insurance Group, based in Southwest Ohio, wants our customers […]

Filed Under: American Heritage, Pets Tagged With: American Heritage, Dog Bite, Dogs, Insurance, Pets

Holiday Pet Travel

December 12, 2017Leave a Comment

Make sure your pets travel well for the holidays The holiday season is here and that means it’s time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Ohio.  If you are gearing up […]

Filed Under: American Heritage, Holidays, Pets, Travel Tagged With: American Heritage, American Heritage Insurance Group, Holiday Travel, Insurance, Pet Insurance, Pets, Travel

Pet Fire Safety

October 18, 2017Leave a Comment

Home fires are the most common disaster that the American Red Cross responds to – and also the most preventable. According to the United States Fire Administration, an estimated 500,000 pets are affected annually by fires. The best way to protect your pets from the effects of a fire is to include them in your family […]

Filed Under: American Heritage, Home, Pets Tagged With: Fire Safety, Insurance, Pet Fire Safety, Pet Safety

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