According to the Insurance Information Institute (III), 67% of American households own a pet and dogs account for 63% of them. Unfortunately, sometimes dogs bite. Approximately 4.5 million Americans are bitten by dogs yearly and the average cost of a dog bite claim is $44,760, according to the III. Does Renters Insurance Cover Dog Bites? […]
COVID-19 and Homeowners Insurance
The coronavirus pandemic has disrupted many aspects of society, but your home insurance policy will continue to function normally. Will Homeowners Insurance Premiums be Affected by the Coronavirus Pandemic? It’s hard to say with any degree of certainty what will happen to homeowners insurance rates. There are many factors to consider. First, people are staying […]
Should You Allow Pets in Your Rentals
Eventually, every landlord has to decide whether they should allow pets in rentals. It can be tough decision, especially if you are new to real estate. On one side, allowing pets in rental your property can broaden your market for prospective tenants, boost your annual income, and possibly keep tenants longer. But there are also […]
Service Animals, Emotional Support Animals and Your Business
Many people with disabilities use a service animal in order to fully participate in everyday life. Dogs can be trained to perform many important tasks to assist people with disabilities, such as providing stability for a person who has trouble walking, picking up items for a person who uses a wheelchair, preventing a child with […]
10 Dog Breeds Most Often Blacklisted by Home Insurance Carriers
Although domesticated dogs may seem quite friendly and approachable, there are occasions when they can be dangerous. There have been a number of cases in the U.S. involving vicious dog attacks on both humans and other pets. The breed of dog you own could make it more difficult to secure Homeowners insurance. Insurers are hesitant […]
Dog Bite Liability
Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year. Among children, the rate of dog-bite related injuries is highest for those 5-9 […]
Common Questions About Renters Pet Insurance
According to the 2018 National Pet Owners Survey conducted by the American Pet Products Association (APPA), 68% of US households, or about 85 million families, own a pet. What’s more, an even higher share of renters have pets. This is surprising to hear, not only because of the rise in no-pet policies in condos but […]
What is Pet Insurance and How Does it Work?
Pet Insurance reimburses you for your dog or cat’s unexpected medical bills. Pet Insurance with American Heritage is done through the Figo Program. How Does it Work? Your pet is treated at any veterinarian for sickness or injury and you submit the bill to Figo for reimbursement by simply snapping a photo of your vet […]
One-Third of Homeowners Liability Claims are From Dog Bites
In 2017, dog bites and dog-related injuries accounted for more than one-third of homeowners liability claims according to the Insurance Information Institute. There are approximately 89.7 million dogs in the United States and 36.5% of U.S. households own at least one dog. The average cost per dog bite claim was $37,051, totaling over $700 million […]
Dog Bite Awareness & Prevention
While we don’t want to imagine what a dog bite would feel like, cost, the damage, etc., we have to acknowledge the fact that they do happen. Even if an owner states their dog has never bitten someone does not mean that they can’t. American Heritage Insurance Group, based in Southwest Ohio, wants our customers […]
Holiday Pet Travel
Make sure your pets travel well for the holidays The holiday season is here and that means it’s time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Ohio. If you are gearing up […]
Pet Fire Safety
Home fires are the most common disaster that the American Red Cross responds to – and also the most preventable. According to the United States Fire Administration, an estimated 500,000 pets are affected annually by fires. The best way to protect your pets from the effects of a fire is to include them in your family […]