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Saving, Auto Insurance, Car, Classic

Secrets to Saving on Auto Insurance

March 16, 2016Leave a Comment

Saving on auto insurance seems pretty straightforward. The less you use it and the lower cost of your car the better premium you receive. While that may be true in certain cases, there are many other factors effecting your premium.

DID YOU KNOW?

Ohio is ranked #50 on a list ranking states with the cheapest car insurance. This is because of our number of major cities (Cleveland, Cincinnati, and Columbus) and the fact that more than 650 companies write auto policies here. The average Ohio premium is $899.00.CBS News

Cheapest Auto Insurance Companies in Ohio

NerdWallet has recently created lists for almost every state for the cheapest car insurance companies based on specific types of drivers. We’ve highlight the companies American Heritage Insurance Group has direct appointments with. If you see a company and don’t have time to “Get a Quote” yourself, fill out our contact form here and we will compare rates with over 20 different companies!

You can view NerdWallet’s article by clicking here. When you view the list you will see that Grange Insurance and Nationwide are listed. American Heritage Insurance Group has direct appointments with both of those companies. We can make sure you have the proper coverages and quote your policy with these companies and more.

8 Tips for Cheaper Auto Insurance

NerdWallet also provides a list of 8 tips to receive cheaper car insurance. These tips are meant to be used while you are shopping or thinking about shopping for new insurance.

  1. Don’t assume one company is the cheapest.
  2. Don’t ignore local and regional insurance companies.
  3. Check for discounts.
  4. Pay your bills on time. This means all bills.
  5. Consider insurance costs when buying a car.
  6. Skip collision and comprehensive coverage if you car is old or has a low market value.
  7. Consider raising your deductible.
  8. Consider usage-based plans, especially if you don’t drive much.

We hope these tips help you to save on your insurance costs. If you have any questions or want to begin shopping for new insurance, call American Heritage Insurance Group at 513.984.5255 and we can help you through the process.

We listen. We understand. No worries. Let us take care of it.

Sources: NerdWallet Article 1, NerdWallet Article 2, CBS News

 

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