Whether it’s an audience of ten thousand or something more intimate, you open your space to the public, and to the people who know how to draw a crowd. This, in turn, exposes you and your venue to certain risks that can be managed with the right kind of venue insurance. Whether you need stadium […]
What Travel Insurance Covers Vacation Purchases?
Purchasing souvenirs is always a highlight when you’re on vacation. Sometimes they’re pricey or unique to the destination you’re visiting. Or sometimes the items seem like value-packed deals. While most travel insurance policies can offer coverage for luggage that is lost, stolen, or damaged, be sure to read your policy for limits. “This benefit typically […]
When He Pops the Big Question, Say “Yes!”…to Wedding Insurance
Your wedding should be a day of celebration and one of the most memorable days in your life. You’ve planned for months, put down thousands of dollars in deposits, contracted with numerous vendors, and invited the most important people in your life. But a disaster can strike at any time, and your wedding is no […]
RV Insurance 101
Recreational vehicles, or RVs, include a wide range of motorhomes, from camper vans to bus conversions, organized by classes: Class A, B and C. Your RV insurance will depend on the class of your vehicle, how much you use it, whether you live in it full time and other factors. The classes of RV include: […]
A Complete Guide to Motorcycle Insurance
Whether you’re a road warrior seeking adventure or you’re just looking for a way to get around town, there’s nothing quite like driving a motorcycle. As you would with a car, you’ll need insurance if you want to protect yourself, your passengers and your investment. And just as you’d shop around for auto insurance quotes, […]
Tips for Buying Boat Insurance
As an experienced boater, you probably know a thing or two about boat-insurance policies. For instance, when buying boat insurance, you’d likely ask whether the policy pays the agreed value or the actual cash value of the boat. Also, you may know about a trend similar to auto insurance in which boat insurers now offer […]
Buying a Camper? Here’s a Primer on RV Insurance
Americans love their vehicles. Except for a decline during the recession, sales of RVs have steadily risen from approximately 300,000 wholesale shipments in 2000 to more than 430,000 in 2016, according to data compiled by Statista.com. If you’re considering an RV – or if you already have one – it’s important to think through your […]
Soaring US Solar Insurance Costs Turn Spotlight on Site Protection
US solar developers are bearing the brunt of climate change as more frequent extreme weather events hike insurance costs. Hail storms, tornados and wildfires have pushed up insurance premiums for solar projects, impacted the scope of policies and reduced availability. Property and casualty insurance premiums for solar plants have increased by as much as 400% […]
A Running List of Record-Breaking Natural Disasters in 2020
This year has been a standout year for all the wrong reasons, including its devastating natural disasters. Wildfires have ravaged the western U.S., and tropical cyclones have popped up left and right, with several causing significant damage to coastal areas. Though they are called natural disasters, the toll they take comes in part from human […]
Homeowners Coverage in the Age of Catastrophic Weather Patterns
The deadly winter storms that descended on Texas in early 2021, following a summer of record-setting wildfires in California, have reminded many Americans of the importance of homeowners insurance. Here is some advice on how to protect yourself-from a major disaster or an everyday one. Risk From Natural Catastrophes is Increasing Many parts of the […]
How to Protect Your Home From Extreme Weather
Climate change can be a hot topic these days, but regardless of one’s views on the subject, scientists have taken an interest in how it might affect the intensity or possibility of future weather-related events. Natural disasters – whether predicted or not – expose the susceptibility and risks of our home and communities. According to […]
Reduced Home Insurance Premiums for Having Smart Devices
These days, many homeowners are using smart home devices to help keep their largest asset safe. As a result, many home insurance companies are offering discounts on their premiums for customers who use these items. However, since this technology is still fairly new, not all companies currently offer this perk. To that end, it’s important […]
6 Cybersecurity Tips When You Work From Home
As of September 2020, nearly 60% of full-time and part-time workers in the U.S. were doing their jobs remotely at least some of the time during the coronavirus pandemic. And many of them would like to keep doing so. This work-from-home pivot makes some employers’ IT professionals nervous, though. A global study released in October […]
‘Gotcha – You’ve Been Hacked!’: Handling a Cyber Claim for Your Business
Ever wonder what’s involved in handling a cyber claim? What is the process? Who needs to be notified of a cyber event? What steps should be taken to address the resulting chaos? If you follow Ash Burdon, cyber incident manager at CFC Underwriting, around for a day, you might not guess he works for an […]
Cyber Security Tips for Allowing Employees to Work From Home
Around the world, many people already work full-time from the comfort of their homes or local coffee shops. Employers have discovered, and research has consistently shown, that when employees telework, they remain productive due to having fewer distractions and spending less time commuting. While the ability to allow staff to work remotely when needed gives […]
What is Renters Insurance and Do You Need It?
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is […]
Renters Insurance Usually Covers Dog Bites, But There are Some Exceptions
According to the Insurance Information Institute (III), 67% of American households own a pet and dogs account for 63% of them. Unfortunately, sometimes dogs bite. Approximately 4.5 million Americans are bitten by dogs yearly and the average cost of a dog bite claim is $44,760, according to the III. Does Renters Insurance Cover Dog Bites? […]
Why College Students Living Off-Campus Should Have Renters Insurance
At the end of summer, parents typically pack up their college kids and head to the dorm or off-campus housing. There’s the usual checklist – towels, bedding, laptop, and laundry supplies. However, one item can be overlooked: renters insurance. Students living in college dorms may be covered under their parents’ homeowners insurance. However, college students […]
What Renters Insurance Covers
Like any other insurance policy, renters insurance has exclusions, and knowing about them ahead of time can help you avoid unexpected bills in a disaster. Just as important, though, is knowing what is covered. All that fine print in your policy likely includes coverage you might not expect, which could save you money down the […]
Car Insurance and Coronavirus: What You Need to Know
Car insurance is essential financial protection in case you get into a car accident that leaves you liable for damage, or in case your car gets stolen or damaged by another named peril. As long as your insurance is active and you are making your premium payments on time you will continue to be protected. […]