Category: American Heritage

As technology advances, it makes our lives easier. But there’s also a risk for homeowners as we integrate smart technology such as smart televisions and security systems into our homes. Not only does identity theft pose a risk, but you could also be on the hook for damages if you accidentally release a virus or … <a title="Cyber Liability Coverage goes beyond identify theft insurance to cover hacking, cyber bullying,...

Cyberattacks have turned into more targeted and sophisticated affairs. The days of hackers using the old-school spray and prey approach, where they infiltrate a network and then splatter malicious software hoping to entice and extort random victims, are slowly dying away. In their place, a much more concerning trend has emerged. Today, cyber threat actors … <a title="Cyberattacks Turn into Targeted Affairs" class="read-more" href="https://americanheritageins.com/cyberattacks-turn-into-targeted-affairs/" aria-label="Read more about Cyberattacks Turn into...

People often rent vehicles when going on vacation, particularly if they are driving long distances and want to avoid putting the wear and tear on their own car. Rental cars are also used when car owners need to have repairs made to their own vehicles. Whatever the reason for renting a vehicle, there are important … <a title="What Should I Do If I Get into a Car Accident with a...

With so many people from around the world living in the U.S., it is natural to wonder and ask, “Can I get auto insurance with a foreign license?” The short answer is that you can, but you may not be able to from every insurance company. We’ll walk you through what you need to get … <a title="Can I Get Auto Insurance with a Foreign License?" class="read-more" href="https://americanheritageins.com/car-insurance-with-a-foreign-license/" aria-label="Read more...

Leather interior. Rearview cameras. Automatic emergency braking. While you may dream of a shiny new car with all these features and more, you may need to prepare for sticker shock. The average new car costs more than $40,000, and used cars average above $21,000. Of course you can buy a brand new car for as … <a title="How Much Should I Spend on a Car?" class="read-more" href="https://americanheritageins.com/how-much-should-i-spend-on-a-car/" aria-label="Read more about...

Insurance companies analyze a vast number of factors to determine the premiums paid by their customers. Some of these factors can be improved by the policyholders, while no one can improve other policy determining factors. The following top factors can have a significant impact on the premium paid by a policyholder: Demographic data. The driver’s age, … <a title="What Are the Main Factors That Influence Car Insurance Premiums?" class="read-more" href="https://americanheritageins.com/what-are-the-main-factors-that-influence-car-insurance-premiums/"...

After 18 months of living and getting through a pandemic, more first-time renters are looking for a new place than last year as the result of many young adults choosing to stay home and live with their families. While moving out is a large milestone and often very exciting, it is easy to make mistakes … <a title="6 Mistakes to Avoid When Renting" class="read-more" href="https://americanheritageins.com/6-mistakes-to-avoid-when-renting/" aria-label="Read more about 6 Mistakes...

You’re moving in to your first place. Maybe you are living with three roommates or maybe you are living completely on your own. Whatever your situation is, you are likely going to have a lot more expenses than you anticipated. An important step towards ‘adulting’ is setting a budget. But we hear this time and … <a title="All the Expenses You Need to Consider When Living on Your Own" class="read-more"...

Moving out of the dorms and into an apartment is a huge lifestyle change. While you may have had a roommate sharing a bedroom space, you might have multiple roommates, plus a kitchen and living area to take care of now. Balancing more people and more space can bring on new challenges. There will be … <a title="You just moved into your first off campus residence. Here’s what you need...

Bed bugs are often associated with travel and hotel rooms, but your home is hardly a safe haven from the dreaded pests in fact, pest control professionals find bed bugs more often in single family homes, apartments and condominiums than in hotels and motels, according to the most recent Bugs Without Borders survey by the … <a title="Does Renters Insurance Cover Bed Bugs?" class="read-more" href="https://americanheritageins.com/does-renters-insurance-cover-bed-bugs/" aria-label="Read more about Does Renters...