Author: creative

By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few … <a title="How Smart Home Technology is Influencing Home Insurance" class="read-more" href="https://americanheritageins.com/how-smart-home-technology-is-influencing-home-insurance-2/" aria-label="Read more about...

By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few … <a title="How Smart Home Technology is Influencing Home Insurance" class="read-more" href="https://americanheritageins.com/how-smart-home-technology-is-influencing-home-insurance-2-2/" aria-label="Read more about...

Not all nonprofit liability insurance policies cover the actions of people volunteering with your organization. To protect yourself against injuries to volunteers and property damage caused by volunteers, make sure your nonprofit coverage extends to volunteers as well as employees. Do I Need to Cover Volunteers on my Nonprofit Liability Insurance? When you purchased nonprofit … <a title="Does Nonprofit Insurance Protect Your Volunteers?" class="read-more" href="https://americanheritageins.com/does-nonprofit-insurance-protect-your-volunteers/" aria-label="Read more about Does Nonprofit...

What is Wedding Insurance Coverage? Wedding insurance is special event insurance that provides coverage for wedding mishaps such as venues closing, vendor no-shows, extreme weather, damaged gifts, sickness or injury and more. Optional liability and liquor liability coverage are also available to protect your interests from unfortunate mishaps such as slips and falls or damage … Read more

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Many businesses sponsor events like conferences, receptions, exhibitions, and festivals. Such events can generate claims against the event sponsors. To protect themselves, businesses can purchase a type of liability coverage called special event insurance. This coverage applies to claims by third-parties for bodily injury or property damage sustained during an event sponsored by the business. Special event … Read...

Though you might not want to think about it, disasters can strike your wedding day. From a sudden cancellation to stolen gifts to a damaged gown, wedding insurance can help protect you against the unforeseen, and can also afford you great peace of mind. But what exactly is wedding insurance – and how does it work? Here’s … Read...

Weather-related home insurance claims can be a whole separate ball game from other home claims. “Weather losses are always more complicated because you’ve got thousands of people experiencing losses at the same time. These events are taxing on the entire community, whereas if you have one loss, such as a water main break in your … <a title="10 Facts You Should Know About Weather-Related Home Insurance Claims" class="read-more" href="https://americanheritageins.com/10-facts-you-should-know-about-weather-related-home-insurance-claims/" aria-label="Read...

If you’ve watched the news recently, you’ve noticed that intense storms are becoming more regular, with some catastrophic results. Whether the issue is the wind damage from a hurricane, water damage due to torrential rains, or the property damage caused by a wildfire, weather-related damage is a growing concern. The increase in severe weather means … <a title="Severe Weather is a Wake-Up Call to Check Your Insurance" class="read-more" href="https://americanheritageins.com/severe-weather-is-a-wake-up-call-to-check-your-insurance/" aria-label="Read...

Picture the scene. Massive trees have fallen, downed electricity poles, damaged cars and other materials scattered on the ground. Every year, in all areas of the United States, both mudslides and landslides occur, leaving devastation and destruction in their path. Cincinnati regularly sees mudslides along Columbia Parkway and within the past few years, a landslide … <a title="Mudslide vs Landslide: What’s the Difference?" class="read-more" href="https://americanheritageins.com/mudslide-vs-landslide-whats-the-difference/" aria-label="Read more about Mudslide vs...

Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this critical safety net to protect them from the ravages of flood water. What is Flood Insurance? Flood insurance is a specialized policy that protects your home and belongings against damage from flood waters. If you’re … <a title="What You Need to Know About Flood Insurance" class="read-more" href="https://americanheritageins.com/what-you-need-to-know-about-flood-insurance/" aria-label="Read more about...