Author: creative
- Categories: American Heritage, Flood, Weather
You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number … <a title="Climate Change May Affect Your Homeowner’s Insurance Policy" class="read-more" href="https://americanheritageins.com/climate-change-may-affect-your-homeowners-insurance-policy/" aria-label="Read more about...
- Categories: American Heritage, Small Business
Legalization of marijuana – whether for medical or recreational use – is rolling out across the country. It’s having an enormous impact on employers, who now have to ask: How is marijuana use impacting safety on the job? Can an employee file a discrimination lawsuit if medical marijuana use doesn’t align with our organization’s drug … <a title="Marijuana at Work: What Employers Need to Know" class="read-more" href="https://americanheritageins.com/marijuana-at-work-what-employers-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Auto
If you drive for a ride-hailing company like Uber or Lyft, or if you’re thinking of joining one, insurance coverage can seem like a secondary concern or something too complicated to tackle. But it’s more important than you think – and inaction could put you at risk. Do you have the right auto insurance to … <a title="What Insurance Does an Uber or Lyft Driver Need?" class="read-more" href="https://americanheritageins.com/what-insurance-does-an-uber-or-lyft-driver-need/" aria-label="Read more...
- Categories: American Heritage, Weather
Extreme weather is a meteorological event that falls outside the realm of normal patterns. Weather describes conditions in the Earth’s atmosphere that occur over a short period such as days. Climate describes the weather that occurs over a longer time such as decades. Climate affects weather. For example, weather in the temperate areas is more … <a title="Extreme Weather, Its Effect on the Economy and You" class="read-more" href="https://americanheritageins.com/extreme-weather-its-effect-on-the-economy-and-you/" aria-label="Read more...
- Categories: American Heritage
Triple Beam Technologies is preparing to begin field testing a hand-held device that will help police officers determine whether marijuana users are too high to drive safely – technology developed in response to the legalization of medical and/or recreational marijuana by one state after another. Kathy Stitzlein, founder and chief executive officer of the Akron-based … <a title="Taking the High Road on Safety" class="read-more" href="https://americanheritageins.com/taking-the-high-road-on-safety/" aria-label="Read more about Taking the...
- Categories: American Heritage, Condo, Home, Pets, Renters, Small Business
Many people with disabilities use a service animal in order to fully participate in everyday life. Dogs can be trained to perform many important tasks to assist people with disabilities, such as providing stability for a person who has trouble walking, picking up items for a person who uses a wheelchair, preventing a child with … <a title="Service Animals, Emotional Support Animals and Your Business" class="read-more" href="https://americanheritageins.com/service-animals-emotional-support-animals-and-your-business/" aria-label="Read more about...
- Categories: American Heritage
Dockless electric scooter (“e-scooter”) sharing programs continue to grow in number, popularity and value. The companies that operate these programs report that millions of rides have been taken in cities across the United States. One such company, Lime, was reportedly valued at $2 billion as of January 31, 2019. But this explosive growth of e-scooter … Read more
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- Categories: American Heritage, Umbrella
1. Without it, You Could Lose Everything If you cause a car accident and the other driver sues, your auto insurance covers you up to your personal-liability limit, which is likely between $100,000 and $300,000. Same goes for your homeowners insurance if the mailman slips on your steps. An umbrella liability policy pays for settlements … <a title="5 Things to Know About Umbrella Insurance" class="read-more" href="https://americanheritageins.com/5-things-to-know-about-umbrella-insurance/" aria-label="Read more about 5...
- Categories: American Heritage, Umbrella
The term “umbrella insurance” is a good descriptor – it’s a broad type of coverage used to protect your business from liabilities that threaten its financial stability. This insurance extends over other policies to provide additional coverage when certain kinds of underlying policies have reached their limits. It also can kick in to fill in … <a title="Commercial Umbrella Insurance: What You Need To Know" class="read-more" href="https://americanheritageins.com/commercial-umbrella-insurance-what-you-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Umbrella
One of the best things about living in America is the right to a fair trial if you’re accused of wrongdoing – and the right to bring someone else to trial if they wrong you. It can also be one of the worst. The right to due process is crucial to any free society, but … <a title="Umbrella Insurance – What Is It, And Do You Need It?" class="read-more" href="https://americanheritageins.com/umbrella-insurance-what-is-it-and-do-you-need-it/"...