Category: American Heritage
- Categories: American Heritage, Auto
Among the myriad changes triggered by the Covid-19 pandemic is the sharp spike in a form of auto insurance that can greatly reduce premiums, especially for the millions of drivers who no longer commute since they’re now working from home. It’s called usage-based-insurance, or UBI. Rather than set premiums, rates are based on driving habits … <a title="COVID Sparks Spike In Usage-Based Car Insurance" class="read-more" href="https://americanheritageins.com/covid-sparks-spike-in-usage-based-car-insurance/" aria-label="Read more about COVID...
- Categories: American Heritage, Home, Money
These days, many homeowners are using smart home devices to help keep their largest asset safe. As a result, many home insurance companies are offering discounts on their premiums for customers who use these items. However, since this technology is still fairly new, not all companies currently offer this perk. To that end, it’s important … <a title="Reduced Home Insurance Premiums for Having Smart Devices" class="read-more" href="https://americanheritageins.com/reduced-home-insurance-premiums-for-having-smart-devices/" aria-label="Read more about...
- Categories: American Heritage, Home, Money
You just bought the home of your dreams. Or maybe you’ve been living in your home for years. In either case, you’ll likely face the frustration and cost of repairing or replacing a failed kitchen appliance or major system, like an A/C or heating unit. If you’re about to buy a house, a failed appliance … <a title="Home Warranties – Like Insurance, But Different" class="read-more" href="https://americanheritageins.com/home-warranties-like-insurance-but-different/" aria-label="Read more about Home...
- Categories: American Heritage, Auto
If I were to suggest that you allow your auto insurance company to track your driving habits, you might say, “no way, I don’t want to be tracked!” But, if I were to tell you that by allowing your insurance company to track your driving, you might be eligible for a discount on your premium, … <a title="Usage-Based Insurance and How it Can Save You Money on Your Auto Insurance...
- Categories: American Heritage, Home
Chances are you have a variety of smart home devices in your home. Sales of smart home devices, which measure in the billions of dollars, have increased every year for the last four years and are projected to continue to grow. Nearly 30% of homes are considered smart homes. Smart home devices not only provide … <a title="Smart Home Devices and How They Can Affect Your Insurance Premium" class="read-more" href="https://americanheritageins.com/smart-home-devices-and-how-they-can-affect-your-insurance-premium/"...
- Categories: American Heritage, Cyber
When worldwide lockdowns were imposed almost overnight in March, most employees thought they were leaving their desks behind for just a few weeks. Very few employers and employees would have predicted that six months later they would still be working from home. Remote working may have been a sudden response which organizations scrambled to organize … <a title="Businesses Need to Rethink Cyber Risks for Work-from-Home Employees" class="read-more" href="https://americanheritageins.com/businesses-need-to-rethink-cyber-risks-for-work-from-home-employees/" aria-label="Read more...
- Categories: American Heritage, Cyber, Home
As of September 2020, nearly 60% of full-time and part-time workers in the U.S. were doing their jobs remotely at least some of the time during the coronavirus pandemic. And many of them would like to keep doing so. This work-from-home pivot makes some employers’ IT professionals nervous, though. A global study released in October … <a title="6 Cybersecurity Tips When You Work From Home" class="read-more" href="https://americanheritageins.com/6-cybersecurity-tips-when-you-work-from-home/" aria-label="Read more about...
- Categories: American Heritage, Cyber, Money
Ever wonder what’s involved in handling a cyber claim? What is the process? Who needs to be notified of a cyber event? What steps should be taken to address the resulting chaos? If you follow Ash Burdon, cyber incident manager at CFC Underwriting, around for a day, you might not guess he works for an … <a title="‘Gotcha – You’ve Been Hacked!’: Handling a Cyber Claim for Your Business" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Cyber, Small Business
Around the world, many people already work full-time from the comfort of their homes or local coffee shops. Employers have discovered, and research has consistently shown, that when employees telework, they remain productive due to having fewer distractions and spending less time commuting. While the ability to allow staff to work remotely when needed gives … <a title="Cyber Security Tips for Allowing Employees to Work From Home" class="read-more" href="https://americanheritageins.com/cyber-security-tips-for-allowing-employees-to-work-from-home/" aria-label="Read...
- Categories: American Heritage, Flood, Money, Renters
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is … <a title="What is Renters Insurance and Do You Need It?" class="read-more" href="https://americanheritageins.com/what-is-renters-insurance-and-do-you-need-it/" aria-label="Read more...