Category: American Heritage
- Categories: American Heritage, Renters
At the end of summer, parents typically pack up their college kids and head to the dorm or off-campus housing. There’s the usual checklist – towels, bedding, laptop, and laundry supplies. However, one item can be overlooked: renters insurance. Students living in college dorms may be covered under their parents’ homeowners insurance. However, college students … <a title="Why College Students Living Off-Campus Should Have Renters Insurance" class="read-more" href="https://americanheritageins.com/why-college-students-living-off-campus-should-have-renters-insurance/" aria-label="Read more...
- Categories: American Heritage, Renters
Like any other insurance policy, renters insurance has exclusions, and knowing about them ahead of time can help you avoid unexpected bills in a disaster. Just as important, though, is knowing what is covered. All that fine print in your policy likely includes coverage you might not expect, which could save you money down the … Read...
- Categories: American Heritage, Home, Pets, Renters
Pets bring companionship and joy into the lives of millions of Americans, and many landlords have found it is good business to allow pets on their rental properties. Since it can be difficult to rent with a pet, pet owners will often be very appreciative and very respectful of your property and rules so that … <a title="It’s a Zoo Out There: Pets, Service Animals and Emotional Support Animals" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Money
Cyberattacks are increasingly prominent, particularly in the retail sector. According to the 2020 Trustwave Global Security Report, the retail industry was the most-targeted sector for cyberattacks for the third year in a row. In fact, in the company’s analysis of trillions of logged security events and hundreds of hands-on data breach investigations around the globe, … <a title="Cybercriminals Have Retail Directly in Their Crosshairs" class="read-more" href="https://americanheritageins.com/cybercriminals-have-retail-directly-in-their-crosshairs/" aria-label="Read more about Cybercriminals...
- Categories: American Heritage, Home, Money, Pets
The coronavirus pandemic has disrupted many aspects of society, but your home insurance policy will continue to function normally. Will Homeowners Insurance Premiums be Affected by the Coronavirus Pandemic? It’s hard to say with any degree of certainty what will happen to homeowners insurance rates. There are many factors to consider. First, people are staying … Read...
- Categories: American Heritage, Life Insurance, Money
COVID-19 has led families to cancel travel plans, get (semi!) comfortable with homeschooling kids and deal with all kinds of other inconveniences. As if that weren’t enough, it’s also making many families take a closer look at their finances and make sometimes difficult financial decisions. Life Happens recently conducted a survey that polled more than … <a title="COVID-19 is Prompting Families to Rethink Their Finances" class="read-more" href="https://americanheritageins.com/covid-19-is-prompting-families-to-rethink-their-finances/" aria-label="Read more about...
- Categories: American Heritage, Auto, Commercial Insurance
Commercial car insurance is, as the name suggests, designed for vehicles used for commercial purposes. There are many differences between a commercial policy and a regular one, which covers personal-usage cars. There are greater coverage limits, greater reimbursement sums and the possibility of adding a fleet of vehicles. There are certain activities that will void … <a title="The Most Common Commercial Car Insurance Exclusions" class="read-more" href="https://americanheritageins.com/the-most-common-commercial-car-insurance-exclusions/" aria-label="Read more about The...
- Categories: American Heritage, Auto
If you drive a new car off the dealer’s lot, having made your deposit and looking forward to your first payment, but wind up in an accident that makes the car unusable, what recourse do you have? Guaranteed Asset Protection (GAP) insurance is the answer. What Is Gap Insurance? Guaranteed Asset Protection insurance protects the … <a title="What Is Gap Insurance and How Does It Work?" class="read-more" href="https://americanheritageins.com/what-is-gap-insurance-and-how-does-it-work/" aria-label="Read more...
- Categories: American Heritage, Auto
Of all the many adulting tasks we’re faced with, figuring out insurance is among the most confusing. Health? Life? House? Car? Yes! For car insurance, most state laws require every driver to have a minimum level of coverage, but how much and what type of coverage varies by state – so, should you get more … <a title="How Much Car Insurance Do I Need? 5 Key Coverage Considerations" class="read-more" href="https://americanheritageins.com/how-much-car-insurance-do-i-need-5-key-coverage-considerations/"...
- Categories: American Heritage, Auto, Commercial Insurance
With much of the country practicing social distancing and self-quarantines due to the coronavirus pandemic, many companies are looking for delivery drivers to get groceries, takeout meals and other items to customers. If you’re looking to pick up some extra cash as a delivery driver and using your own car, be aware of possible auto … <a title="Check Your Auto Insurance if You’re Going to Make Deliveries" class="read-more" href="https://americanheritageins.com/check-your-auto-insurance-if-youre-going-to-make-deliveries/" aria-label="Read...