Category: Home
- Categories: American Heritage, Home
Premium Many factors influence your premium and it will also vary by insurance company. An independent agent can help you shop for the best price without compromising your coverage. Some of the things that can affect your premium include: The cost to rebuild your home (this is not the same as the purchase price which … <a title="Homeowners Insurance: Premium, Policy Limits and Other Home-Related Insurance" class="read-more" href="https://americanheritageins.com/homeowners-insurance-premium-policy-limits-and-other/" aria-label="Read more...
- Categories: American Heritage, Home
If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, unoccupied and vacant … <a title="Unoccupied and Vacant Home Insurance: What is it and Do I Need it?"...
- Categories: American Heritage, Home, Renters
According to Primary Residential Mortgage Inc., Millennials are currently the largest class of homebuyers in the market. It may come as a surprise to some, but this young, tech-savvy generation is still set on finding a home, even during a volatile market with rising interest rates and fewer homes on the lower end of the … <a title="Renters No More: Millennial Home Buyers" class="read-more" href="https://americanheritageins.com/renters-no-more-millennial-home-buyers/" aria-label="Read more about Renters No...
- Categories: American Heritage, Home, Weather
Water damage is the leading cause of property-related losses for homeowners, according to Chubb claims data. A recent Travelers report revealed similar findings. After analyzing eight years of claims data, the insurer found that 20% of homeowners claims were attributable to non-weather water issues including plumbing, sewer or appliance leaks and failures – making non-weather … <a title="Water Damage in Your Home" class="read-more" href="https://americanheritageins.com/water-damage-in-your-home/" aria-label="Read more about Water Damage in...
- Categories: American Heritage, Home, Pets
In 2017, dog bites and dog-related injuries accounted for more than one-third of homeowners liability claims according to the Insurance Information Institute. There are approximately 89.7 million dogs in the United States and 36.5% of U.S. households own at least one dog. The average cost per dog bite claim was $37,051, totaling over $700 million … <a title="One-Third of Homeowners Liability Claims are From Dog Bites" class="read-more" href="https://americanheritageins.com/one-third-of-homeowners-liability-claims-are-from-dog-bites/" aria-label="Read more...
- Categories: American Heritage, Home, Renters
Homeowners insurance is important to many people and is often required to satisfy your mortgage requirements. But how well do you actually understand your policy? Most homeowners policies can be broken down into six sections. Dwelling: This pays for damage to your house and structures that are attached to your house. This includes plumbing, electrical … <a title="Breaking Down Your Homeowners Policy" class="read-more" href="https://americanheritageins.com/breaking-down-your-homeowners-policy/" aria-label="Read more about Breaking Down Your...
- Categories: American Heritage, Home, Money
While the term “cabin fever” likely originated with sailors who lost their marbles after spending too much time at sea, it’s a feeling that most of us face at some point in the winter months. Grey skies, cold temperatures, and dreary weather keep up locked up indoors and, after a while, we start to feel … <a title="10 Cheap and Fun Family Activities To Do This Winter" class="read-more" href="https://americanheritageins.com/10-cheap-fun-family-activities/" aria-label="Read...
- Categories: American Heritage, Home
Most folks consider their fireplaces and chimneys to be indestructible parts of their home that require little or no maintenance. While masonry work is generally as close to maintenance-free as you can get, fireplaces and chimneys are more than just works of masonry: they are part of your home’s heating system, which must effectively exhaust … <a title="Fireplace and Chimney Problems – Tips and Prevention" class="read-more" href="https://americanheritageins.com/fireplace-chimney-problems/" aria-label="Read more about...
- Categories: American Heritage, Auto, Home, Renters
Saying the last goodbye in the dorm parking lot, the stark realization dawns that you can’t protect your child from every risk. It’s time to let go. But back at home, you can assemble a strong financial safety net. Knowing what your current insurance will pay for — and whether you need to buy extra … <a title="The Parents Guide to Insurance for College Students" class="read-more" href="https://americanheritageins.com/parents-guide-insurance-college-students/" aria-label="Read more about...
- Categories: American Heritage, Auto, Home, Weather
Trees are beautiful. Tall. Majestic. Green. And also very, very heavy. Which is why if a tree falls in the direction of your house it’s terrifying. Trees have the power to cause some pretty serious damage to your home—they’re not picky about which way they fall if a sudden storm or wind gust pops up. … <a title="What if a tree falls on my house? My car? My fence?" class="read-more"...