American Heritage Insurance Group

We listen. We Understand. No worries.

  • About UsAHIG
  • ServicesOur
    • Adult Care Facilities
    • Automobile Insurance
    • Business Insurance
    • Farm and Agribusiness Insurance
    • Home Insurance
    • Other Insurance Products
      • Small Fleets
    • Renters Insurance
    • Specialty Insurance
      • Pet Insurance
      • Wedding Insurance
  • Insurance CompaniesInsurance
  • BlogVisit the
  • QuoteGet a
  • Contact UsLocations
  • CareersCareers

How does inflation affect insurance rates?

November 23, 2022

Like most other goods and services, inflation can also increase the cost of insurance. Insurance and inflation When determining insurance premiums, insurance companies look at a variety of factors including industry trends like number of claims and costs to repair vehicles and homes. If those costs increase, the price of insurance premiums will likely increase […]

Filed Under: American Heritage, Auto Tagged With: Auto Insurance, Home Insurance, inflation, Insurance, lower premiums, saving

Car insurance costs more, but ‘several million people’ may still not have enough, expert says

October 26, 2022

Thanks to inflation, you’re likely paying more for just about everything these days, and car insurance is no exception. Insurers have increased rates by an average of 8.3% so far this year, according to data from S&P Global Market Intelligence, and costs for consumers will likely continue rising, say analysts at Bankrate. For insurers, the price […]

Filed Under: American Heritage, Auto Tagged With: auto coverage, auto policy, car, car insurance, coverage, inflation, Insurance

Important Insurance for Young People

September 28, 2022

Life comes at you fast. Insurance helps. You’re young. You’re healthy. You know insurance is important — but it can also be expensive. Plus there are many different kinds. There’s health insurance, of course. But there’s also vision insurance and dental insurance. There’s car insurance and renters insurance, too. Are all of them really necessary? And […]

Filed Under: American Heritage, Life Insurance Tagged With: Auto Insurance, homeowners insurance, Insurance, Pet Insurance, young adults

Renters Insurance Guide: Everything You Need to Know

September 21, 2022

If someone else owns your home, whether it’s a house or an apartment, carrying renters insurance is a good idea. It gives you financial protection against a number of risks you can’t control. Renters insurance is important because your landlord’s property insurance doesn’t protect your personal possessions or your personal liability. It also doesn’t pay […]

Filed Under: American Heritage, Renters Tagged With: apartment, coverage, house, Insurance, renters, renters insurance

5 tips for first-time car insurance buyers

September 14, 2022

Whether you’re buying your first car or simply moving off your parents’ insurance for the first time, you might have some questions about getting your own car insurance. First, there’s the financial side of it, from figuring out what a fair price is to choosing coverages, limits, and deductibles that best fit your needs and […]

Filed Under: American Heritage, Auto Tagged With: auto policy, car insurance, Insurance, Tips, young adult

Tips for Buying Boat Insurance

May 12, 2021

As an experienced boater, you probably know a thing or two about boat-insurance policies. For instance, when buying boat insurance, you’d likely ask whether the policy pays the agreed value or the actual cash value of the boat. Also, you may know about a trend similar to auto insurance in which boat insurers now offer […]

Filed Under: American Heritage, Boat, Toys, Weather Tagged With: boat damage coverage, Boat Insurance, boat trailer coverage, hurricane and boat coverage, Insurance, medical payments for boating accidents, total salvage coverage, toys coverage, what kind of insurance do i need for my boat

Climate Change May Affect Your Homeowner’s Insurance Policy

January 15, 2020

You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number […]

Filed Under: American Heritage, Flood, Weather Tagged With: earthquake, extreme weather, Flood, Home Insurance, how weather affects your insurance, Insurance, tornado, weather claims, wildfires

Umbrella Insurance 101

November 6, 2019

Umbrella Insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main purpose of your umbrella policy is to protect […]

Filed Under: American Heritage, Umbrella Tagged With: American Heritage Insurance Group, Insurance, lawsuits, umbrella coverage, umbrella insurance, umbrella liability, what is umbrella insurance, who needs umbrella policy

3 Types of Water Damage

March 13, 2019Leave a Comment

Is Your Home Insured For Water Damage? Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources: Plumbing or Appliances Severe Weather or Storms Accidents Infiltration Causes of Water Damage in Insurance: […]

Filed Under: American Heritage, Flood, Home Tagged With: Flood, flood insurance, Home Insurance, Insurance, water claim, water damage

Unoccupied and Vacant Home Insurance: What is it and Do I Need it?

February 25, 2019Leave a Comment

If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, unoccupied and vacant […]

Filed Under: American Heritage, Home Tagged With: American Heritage Insurance Group, Home Insurance, homeowners, Insurance, insurance policy, unoccupied home, vacant home insurance

What to do when pulled over

August 23, 2018Leave a Comment

If you notice that a police car is following you with the lights flashing, pull over to the side of the road safely and quickly. Wait inside your car for the officer to approach, and be prepared to: Turn on the light Turn on your interior light at night and keep your hands where the […]

Filed Under: American Heritage, Auto Tagged With: American Heritage Insurance Group, Auto, Auto Accidents, Driving, Insurance

What to do after an accident

August 14, 2018Leave a Comment

If you’re in an accident, first make sure no one in the car is injured. Next, check on the passengers in the other vehicle, pedestrians and anyone else nearby to make sure they’re OK. Then do these five things: Stay at the scene Leaving can result in legal consequences, like fines or additional violations. Call […]

Filed Under: American Heritage, Auto Tagged With: Accident, American Heritage Insurance Group, Auto, Auto Accident, Driving Tips, Insurance, Safe Driving

Dog Bite Awareness & Prevention

May 15, 2018Leave a Comment

Puppy/Doggy, Dog Bite Prevention & Awareness

While we don’t want to imagine what a dog bite would feel like, cost, the damage, etc., we have to acknowledge the fact that they do happen. Even if an owner states their dog has never bitten someone does not mean that they can’t. American Heritage Insurance Group, based in Southwest Ohio, wants our customers […]

Filed Under: American Heritage, Pets Tagged With: American Heritage, Dog Bite, Dogs, Insurance, Pets

What if a tree falls on my house? My car? My fence?

April 26, 2018Leave a Comment

Trees are beautiful. Tall. Majestic. Green. And also very, very heavy. Which is why if a tree falls in the direction of your house it’s terrifying. Trees have the power to cause some pretty serious damage to your home—they’re not picky about which way they fall if a sudden storm or wind gust pops up. […]

Filed Under: American Heritage, Auto, Home, Weather Tagged With: American Heritage In, Auto, Home, Insurance, Tree Fall

Flooding: Know Your Risk

April 4, 2018Leave a Comment

What Flooding is an overflowing of water onto land that is normally dry. Floods can happen during heavy rains, when ocean waves come on shore, when snow melts too fast, or when dams or levees break. Flooding may happen with only a few inches of water, or it may cover a house to the rooftop. […]

Filed Under: American Heritage, Home, Weather Tagged With: American Heritage Insurance Group, Flood, Flooding, Home Insurance, Insurance, Weather

Safeco Insurance® honors American Heritage Insurance Group as a Safeco® Elite Agent

April 3, 2018Leave a Comment

Safeco Insurance has recognized American Heritage Insurance Group, as a Safeco® Elite Agent based upon outstanding performance and our commitment to serve customers as a trusted advisor. Fewer than 10% of independent insurance agencies that sell Safeco personal lines products receive this distinguished honor. At American Heritage Insurance Group, we are pleased to be among […]

Filed Under: American Heritage Tagged With: Agency, Agent, American Heritage Insurance Group, Elite Agent, Insurance, Safeco

Buckle Up!

March 27, 2018Leave a Comment

Although most Americans (about 88.5 percent) wear seat belts, there still a sizable number who who don’t—despite being widely proven to save lives (almost 14,000 in 2015). Plus, we all know we need to click it to avoid that ticket. Teens are the population group least likely to wear their seat belts. It should come as no […]

Filed Under: American Heritage, Auto Tagged With: American Heritage Insurance Group, Auto, Buckle Up, Insurance, Parental Influence, Seat Belts, Teen Driving

Distracted Driving for Teens

March 13, 2018Leave a Comment

It just makes sense that a person can’t text and drive a car at the same time. Distracted driving causes crashes, and people can get hurt or killed. That’s why responsible drivers don’t text and drive (or talk on the phone while driving), and they don’t allow other distractions to pull their attention from the […]

Filed Under: American Heritage, Auto Tagged With: American Heritage Insurance Group, Insurance, Safe Driving, Teen Driving

Common Driving Mistakes Teens Make

March 1, 2018Leave a Comment

Being a teen driver isn’t easy. You’re developing a new skill, and the consequences of making mistakes while doing so can have serious ramifications, such as auto accidents that result in injuries, deaths, and serious car damage. And, then there’s the impact your errors have on your car insurance rates. Knowing what types of driving mistakes […]

Filed Under: American Heritage, Auto Tagged With: American Heritage Insurance Group, Auto, Insurance, Teen Drivers

Insurance Careers Month 2018

February 22, 2018Leave a Comment

Insurance Careers Month 2018 In case you didn’t know, February is the first Insurance Careers Month. Why was Insurance Careers Month formed? A group of insurance companies decided to form Insurance Careers Month because of the growing age gap in the industry. The coalition has done an amazing job of providing ways for members of communities, […]

Filed Under: American Heritage Tagged With: American Heritage Insurance Group, Careers, Insurance, Insurance Careers

Next Page »

WHAT WE OFFER

We will analyze your needs and compare proposals to find you the best coverage at an affordable price.
Automobile Home/Renters Farm Business And More...


© Copyright 2021 American Heritage Insurance Group, LLC