Tag: Insurance
- Categories: American Heritage, Auto
Like most other goods and services, inflation can also increase the cost of insurance. Insurance and inflation When determining insurance premiums, insurance companies look at a variety of factors including industry trends like number of claims and costs to repair vehicles and homes. If those costs increase, the price of insurance premiums will likely increase … <a title="How does inflation affect insurance rates?" class="read-more" href="https://americanheritageins.com/how-does-inflation-affect-insurance-rates/" aria-label="Read more about How does...
- Categories: American Heritage, Auto
Thanks to inflation, you’re likely paying more for just about everything these days, and car insurance is no exception. Insurers have increased rates by an average of 8.3% so far this year, according to data from S&P Global Market Intelligence, and costs for consumers will likely continue rising, say analysts at Bankrate. For insurers, the price … <a title="Car insurance costs more, but ‘several million people’ may still not have...
- Categories: American Heritage, Life Insurance
Life comes at you fast. Insurance helps. You’re young. You’re healthy. You know insurance is important — but it can also be expensive. Plus there are many different kinds. There’s health insurance, of course. But there’s also vision insurance and dental insurance. There’s car insurance and renters insurance, too. Are all of them really necessary? And … <a title="Important Insurance for Young People" class="read-more" href="https://americanheritageins.com/important-insurance-for-young-people/" aria-label="Read more about Important Insurance...
- Categories: American Heritage, Renters
If someone else owns your home, whether it’s a house or an apartment, carrying renters insurance is a good idea. It gives you financial protection against a number of risks you can’t control. Renters insurance is important because your landlord’s property insurance doesn’t protect your personal possessions or your personal liability. It also doesn’t pay … <a title="Renters Insurance Guide: Everything You Need to Know" class="read-more" href="https://americanheritageins.com/renters-insurance-guide-everything-you-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Auto
Whether you’re buying your first car or simply moving off your parents’ insurance for the first time, you might have some questions about getting your own car insurance. First, there’s the financial side of it, from figuring out what a fair price is to choosing coverages, limits, and deductibles that best fit your needs and … <a title="5 tips for first-time car insurance buyers" class="read-more" href="https://americanheritageins.com/5-tips-for-first-time-car-insurance-buyers/" aria-label="Read more about 5...
- Categories: American Heritage, Boat, Toys, Weather
As an experienced boater, you probably know a thing or two about boat-insurance policies. For instance, when buying boat insurance, you’d likely ask whether the policy pays the agreed value or the actual cash value of the boat. Also, you may know about a trend similar to auto insurance in which boat insurers now offer … <a title="Tips for Buying Boat Insurance" class="read-more" href="https://americanheritageins.com/tips-for-buying-boat-insurance/" aria-label="Read more about Tips for Buying...
- Categories: American Heritage, Flood, Weather
You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number … <a title="Climate Change May Affect Your Homeowner’s Insurance Policy" class="read-more" href="https://americanheritageins.com/climate-change-may-affect-your-homeowners-insurance-policy/" aria-label="Read more about...
- Categories: American Heritage, Umbrella
Umbrella Insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto. The main purpose of your umbrella policy is to protect … Read more
...- Categories: American Heritage, Flood, Home
Is Your Home Insured For Water Damage? Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources: Plumbing or Appliances Severe Weather or Storms Accidents Infiltration Causes of Water Damage in Insurance: … <a title="3 Types of Water Damage" class="read-more" href="https://americanheritageins.com/3-types-of-water-damage/" aria-label="Read more about 3 Types of...
- Categories: American Heritage, Home
If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, unoccupied and vacant … <a title="Unoccupied and Vacant Home Insurance: What is it and Do I Need it?"...