Tag: renters insurance
- Categories: American Heritage, Renters
If someone else owns your home, whether it’s a house or an apartment, carrying renters insurance is a good idea. It gives you financial protection against a number of risks you can’t control. Renters insurance is important because your landlord’s property insurance doesn’t protect your personal possessions or your personal liability. It also doesn’t pay … <a title="Renters Insurance Guide: Everything You Need to Know" class="read-more" href="https://americanheritageins.com/renters-insurance-guide-everything-you-need-to-know/" aria-label="Read more about...
- Categories: American Heritage, Condo, Renters
Moving in is an exciting time! You finally have a space of your own and with it new freedom and responsibilities. But there’s a lot to think about during this time. You have to consider your budget, which belongings will come with you to your new place, and what you’ll need to buy for your … <a title="Moving in to your first apartment? Don’t forget to pack insurance!" class="read-more" href="https://americanheritageins.com/moving-in-to-your-first-apartment-dont-forget-to-pack-insurance/"...
- Categories: American Heritage, Flood, Money, Renters
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is … <a title="What is Renters Insurance and Do You Need It?" class="read-more" href="https://americanheritageins.com/what-is-renters-insurance-and-do-you-need-it/" aria-label="Read more...
- Categories: American Heritage, Pets, Renters
According to the Insurance Information Institute (III), 67% of American households own a pet and dogs account for 63% of them. Unfortunately, sometimes dogs bite. Approximately 4.5 million Americans are bitten by dogs yearly and the average cost of a dog bite claim is $44,760, according to the III. Does Renters Insurance Cover Dog Bites? … <a title="Renters Insurance Usually Covers Dog Bites, But There are Some Exceptions" class="read-more" href="https://americanheritageins.com/renters-insurance-usually-covers-dog-bites-but-there-are-some-exceptions/"...
- Categories: American Heritage, Renters
Like any other insurance policy, renters insurance has exclusions, and knowing about them ahead of time can help you avoid unexpected bills in a disaster. Just as important, though, is knowing what is covered. All that fine print in your policy likely includes coverage you might not expect, which could save you money down the … Read...
- Categories: American Heritage, Home, Renters
Choosing between renting or buying a home is already a hard choice for a lot of people. If you decided to rent, there’s also the question of whether you will be renting a whole house or apartment. Depending on your circumstances, a different option might be better for you. Here are the advantages and disadvantages … <a title="House Rentals vs. Apartment: Which One is Right For You?" class="read-more" href="https://americanheritageins.com/house-rentals-vs-apartment-which-one-is-right-for-you/" aria-label="Read...
- Categories: American Heritage, Renters
Around 2:35 p.m., Monday, August 27th, my apartment caught on fire. In the space of approximately 35 seconds, I gathered a few possessions in a laundry hamper as reddish-orange smoke curled through the window, and ran. The fire had started spontaneously in the next-door neighbor’s electrical system. Since buildings are packed tight in San Francisco, … <a title="What Being in an Apartment Fire Taught Me About Renters Insurance" class="read-more" href="https://americanheritageins.com/what-being-in-an-apartment-fire-taught-me-about-renters-insurance/"...
- Categories: American Heritage, Renters
Renting your very first apartment is a natural stepping stone of moving out of mom and dad’s house. The freedom of moving out on your own is very exciting, but it does come with a lot more responsibilities as well. Being a first-time renter is a really big deal. You’re on your own and can … <a title="Tips for First Time Renters" class="read-more" href="https://americanheritageins.com/tips-for-first-time-renters/" aria-label="Read more about Tips for First...
- Categories: American Heritage, Pets, Renters
Eventually, every landlord has to decide whether they should allow pets in rentals. It can be tough decision, especially if you are new to real estate. On one side, allowing pets in rental your property can broaden your market for prospective tenants, boost your annual income, and possibly keep tenants longer. But there are also … <a title="Should You Allow Pets in Your Rentals" class="read-more" href="https://americanheritageins.com/should-you-allow-pets-in-your-rentals/" aria-label="Read more about Should...
- Categories: American Heritage, Renters
A renters insurance policy refers to a series of coverages intended to provide protection to renters living in an apartment or a house. These policies are typically comprised of three types of coverage to protect the insured person, the insured person’s living arrangements, and his or her belongings after a covered loss. Noted insurance agency … <a title="A Beginners Guide to Renters Insurance" class="read-more" href="https://americanheritageins.com/a-beginners-guide-to-renters-insurance/" aria-label="Read more about A Beginners...