By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few […]
Here’s What You Need to Know About Airbnb-ing Your Home
Sally Miller left corporate American when her first child was born to spend time with her growing family. But this also meant the family income took a hit, so she started exploring ways to make money from home. Hosting her four-bedroom home in San Jose, California on Airbnb turned out to be a great side-gig. […]
Climate Change May Affect Your Homeowner’s Insurance Policy
You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number […]
3 Types of Water Damage
Is Your Home Insured For Water Damage? Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources: Plumbing or Appliances Severe Weather or Storms Accidents Infiltration Causes of Water Damage in Insurance: […]
Homeowners Insurance: Premium, Policy Limits and Other Home-Related Insurance
Premium Many factors influence your premium and it will also vary by insurance company. An independent agent can help you shop for the best price without compromising your coverage. Some of the things that can affect your premium include: The cost to rebuild your home (this is not the same as the purchase price which […]
Unoccupied and Vacant Home Insurance: What is it and Do I Need it?
If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, unoccupied and vacant […]
Renters No More: Millennial Home Buyers
According to Primary Residential Mortgage Inc., Millennials are currently the largest class of homebuyers in the market. It may come as a surprise to some, but this young, tech-savvy generation is still set on finding a home, even during a volatile market with rising interest rates and fewer homes on the lower end of the […]
Flooding: Know Your Risk
What Flooding is an overflowing of water onto land that is normally dry. Floods can happen during heavy rains, when ocean waves come on shore, when snow melts too fast, or when dams or levees break. Flooding may happen with only a few inches of water, or it may cover a house to the rooftop. […]
Insurance Education: Home Insurance Doesn’t Have to Be Hard
Home Insurance woes Are you shopping for a new Home and receiving quotes for Home Insurance? Or, maybe you’re premium on your current Home Insurance policy is rising and now you’re exploring your options. Don’t stress, though![Tweet “Home Insurance doesn’t have to be hard!”]Whether you’re new to the Home Insurance market or just shopping for […]
Safety at Home: Fire & Burns
Seconds Can Mean the Difference Between Life and Death The theme for this year’s Fire Prevention Week Oct. 8-14 is “Every Second Counts; Plan 2 Ways Out!” Working smoke alarms, which cut the chances of dying in a house fire in half, are a family’s first indication of a fire. But once that alarm sounds […]
Home Fire Safety Tips
Did you know that if a fire starts in your home you may have as little as two minutes to escape? During a fire, early warning from a working smoke alarm plus a fire escape plan that has been practiced regularly can save lives. Learn what else to do to keep your loved ones safe! Top Tips […]
Buying a New Home
When shopping for a home, you might find yourself jumping in without a plan to just “look.” That’s great, but you should at least have an idea of the process so you don’t find yourself making a purchase you soon regret. Before buying a home, read our lastest blog! How do I start the process […]