Tag: Home Insurance
- Categories: American Heritage, Auto
There is no shortage of reasons your home insurance rates may have gone up, but the likely culprits in 2022 are rising labor and construction costs due to inflation and expensive natural disasters. Around a month before the end of your policy term, your insurance company will send you a notice reminding you that your homeowners … <a title="Why did my homeowners insurance rates go up?" class="read-more" href="https://americanheritageins.com/why-did-my-homeowners-insurance-rates-go-up/" aria-label="Read more...
- Categories: American Heritage, Auto
Like most other goods and services, inflation can also increase the cost of insurance. Insurance and inflation When determining insurance premiums, insurance companies look at a variety of factors including industry trends like number of claims and costs to repair vehicles and homes. If those costs increase, the price of insurance premiums will likely increase … <a title="How does inflation affect insurance rates?" class="read-more" href="https://americanheritageins.com/how-does-inflation-affect-insurance-rates/" aria-label="Read more about How does...
- Categories: American Heritage, Home
The average cost of home insurance is around $158 a month or $1,899 per year in 2022. But how much you pay will vary based on where you live, how old your home is, and other factors. How much is homeowners insurance? The average cost of homeowners insurance in the U.S. is $158 a month or $1,899 per year, … <a title="Average homeowners insurance cost (updated for 2022 inflation)" class="read-more"...
- Categories: American Heritage, Auto, Home
Why home and auto insurance rates are rising in 2022 Thanks to an unusual convergence of market trends, ushered in by the pandemic and other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance … <a title="Why Home and Auto Insurance Rates Are Rising in 2022" class="read-more" href="https://americanheritageins.com/why-home-and-auto-insurance-rates-are-rising-in-2022/" aria-label="Read...
- Categories: American Heritage, Home
Every 13 seconds, a burglary occurs somewhere in the U.S., adding up to approximately 2.5 million burglaries each year, according to Alarms.org. Two-thirds of those crimes are home break-ins, and if it were not for home security systems, that figure could be significantly higher – a study from UNC Charlotte found that 83% of convicted … <a title="6 Tips to Help Deter a Break-In" class="read-more" href="https://americanheritageins.com/6-tips-to-help-deter-a-break-in/" aria-label="Read more about 6...
- Categories: American Heritage, Home, Money
Whether your historic home is new to you or has been in the family for generations, an essential element of taking care of the property is adequate insurance. “Insuring a historic home can be very different from insuring a newer home,” said Dawn Meadows, an insurance adviser with Clarke & Sampson in Alexandria, Va. “The … <a title="What to Know About Insuring a Historic Home" class="read-more" href="https://americanheritageins.com/what-to-know-about-insuring-a-historic-home/" aria-label="Read more about...
- Categories: American Heritage, Home
Picture this: Your next-door neighbor Gary runs an alpaca farm. Most of the time, the alpacas are happy springing along, munching on grass, and looking cute. But one one occasion, a dog agitates the group, and the alpacas storm their enclosure and stampede over your property, leaving a trail of damage in their wake. While … <a title="Alpaca Stampede, Spoiled Wedding Cake, Teacher Defamation – What’s the Insurance Link?" class="read-more"...
- Categories: American Heritage, Cyber, Home
By now, most Americans have grown accustomed to smart devices. Whether it is a smartphone or a smartwatch, we interact many times a day with some sort of smart device. These gadgets have changed the way we live providing unprecedented convenience and productivity. Smart devices in the home are no different. Over the last few … <a title="How Smart Home Technology is Influencing Home Insurance" class="read-more" href="https://americanheritageins.com/how-smart-home-technology-is-influencing-home-insurance-2-2/" aria-label="Read more about...
- Categories: American Heritage, Flood, Home, Weather
Weather-related home insurance claims can be a whole separate ball game from other home claims. “Weather losses are always more complicated because you’ve got thousands of people experiencing losses at the same time. These events are taxing on the entire community, whereas if you have one loss, such as a water main break in your … <a title="10 Facts You Should Know About Weather-Related Home Insurance Claims" class="read-more" href="https://americanheritageins.com/10-facts-you-should-know-about-weather-related-home-insurance-claims/" aria-label="Read...
- Categories: American Heritage, Flood, Weather
Picture the scene. Massive trees have fallen, downed electricity poles, damaged cars and other materials scattered on the ground. Every year, in all areas of the United States, both mudslides and landslides occur, leaving devastation and destruction in their path. Cincinnati regularly sees mudslides along Columbia Parkway and within the past few years, a landslide … <a title="Mudslide vs Landslide: What’s the Difference?" class="read-more" href="https://americanheritageins.com/mudslide-vs-landslide-whats-the-difference/" aria-label="Read more about Mudslide vs...