Tag: homeowners insurance
- Categories: American Heritage, Auto
There is no shortage of reasons your home insurance rates may have gone up, but the likely culprits in 2022 are rising labor and construction costs due to inflation and expensive natural disasters. Around a month before the end of your policy term, your insurance company will send you a notice reminding you that your homeowners … <a title="Why did my homeowners insurance rates go up?" class="read-more" href="https://americanheritageins.com/why-did-my-homeowners-insurance-rates-go-up/" aria-label="Read more...
- Categories: American Heritage, Home
Homeowners may see an increase in their homeowners insurance premiums this year. In October 2021, S&P Global Market Intelligence reported a 3% to 30% rate hike in insurance premiums across major home insurance providers, with State Farm having the most significant rate increase. The report also found that Texas saw the most significant increase in homeowners insurance … <a title="3 ways to reduce your homeowners insurance premium as costs rise...
- Categories: American Heritage, Life Insurance
Life comes at you fast. Insurance helps. You’re young. You’re healthy. You know insurance is important — but it can also be expensive. Plus there are many different kinds. There’s health insurance, of course. But there’s also vision insurance and dental insurance. There’s car insurance and renters insurance, too. Are all of them really necessary? And … <a title="Important Insurance for Young People" class="read-more" href="https://americanheritageins.com/important-insurance-for-young-people/" aria-label="Read more about Important Insurance...
- Categories: American Heritage, Home, Money, Pets
The coronavirus pandemic has disrupted many aspects of society, but your home insurance policy will continue to function normally. Will Homeowners Insurance Premiums be Affected by the Coronavirus Pandemic? It’s hard to say with any degree of certainty what will happen to homeowners insurance rates. There are many factors to consider. First, people are staying … Read...
- Categories: American Heritage, Flood, Home, Weather
Weather-related home insurance claims can be a whole separate ball game from other home claims. “Weather losses are always more complicated because you’ve got thousands of people experiencing losses at the same time. These events are taxing on the entire community, whereas if you have one loss, such as a water main break in your … <a title="10 Facts You Should Know About Weather-Related Home Insurance Claims" class="read-more" href="https://americanheritageins.com/10-facts-you-should-know-about-weather-related-home-insurance-claims/" aria-label="Read...
- Categories: American Heritage, Flood, Home, Weather
Flood insurance is an important policy for most homeowners to have. But only about one in seven homeowners purchase this critical safety net to protect them from the ravages of flood water. What is Flood Insurance? Flood insurance is a specialized policy that protects your home and belongings against damage from flood waters. If you’re … <a title="What You Need to Know About Flood Insurance" class="read-more" href="https://americanheritageins.com/what-you-need-to-know-about-flood-insurance/" aria-label="Read more about...
- Categories: American Heritage, Flood, Home, Money, Weather
You only need to watch the news once to understand that weather events have become more dramatic over the past 10 years. According to Maryland State Insurance Commissioner Al Redmer, whether you’re talking about tornadoes, floods, hurricanes, or wildfires, “Both the number and severity of natural disasters have increased” – and so have the number … <a title="Climate Change May Affect Your Homeowner’s Insurance Policy in Two Ways" class="read-more" href="https://americanheritageins.com/climate-change-may-affect-your-homeowners-insurance-policy-in-two-ways/"...
- Categories: American Heritage, Pets
Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year. Among children, the rate of dog-bite related injuries is highest for those 5-9 … Read more
...
- Categories: American Heritage, Condo, Home
In many ways, buying a condo is similar to buying a house: you get the freedom of owning your living space but you also have to take responsibility for what happens to it. So how similar are insurance coverages for condos and houses? Let’s find out. Condos vs Houses: The Ins and Outs of Your … Read...
- Categories: American Heritage, Home
Premium Many factors influence your premium and it will also vary by insurance company. An independent agent can help you shop for the best price without compromising your coverage. Some of the things that can affect your premium include: The cost to rebuild your home (this is not the same as the purchase price which … <a title="Homeowners Insurance: Premium, Policy Limits and Other Home-Related Insurance" class="read-more" href="https://americanheritageins.com/homeowners-insurance-premium-policy-limits-and-other/" aria-label="Read more...