Category: American Heritage
- Categories: American Heritage, Home, Travel
Did you know if you leave your home unoccupied for a certain amount of time, your home insurance company might void your coverage? That means if something like a fire damages your empty home, you’ll have to pay for repairs yourself. That’s why it’s important to know what qualifies as a “vacant home” and what … Read...
- Categories: American Heritage, Home
While most people count on the scope of their renters or homeowners insurance policy to cover their precious assets, they may find that coverage insufficient in the face of a potential loss. In most cases, the value of a single broad policy is outweighed by that of specialized jewelry insurance policies. Contrary to popular belief, … <a title="5 Misconceptions about Home Insurance Vs. Specialized Jewelry Insurance" class="read-more" href="https://americanheritageins.com/5-misconceptions-about-home-insurance-vs-specialized-jewelry-insurance/" aria-label="Read more...
- Categories: American Heritage, Home
Because of the potential fun and entertainment value, if you have a large, healthy tree in your yard, a treehouse can seem like a tempting proposition. Before you start construction on your new treetop hangout, however, it is important to think through potential insurance ramifications to understand where you may be at risk. Specifically, you … <a title="Does Homeowners Insurance Cover Treehouses?" class="read-more" href="https://americanheritageins.com/does-homeowners-insurance-cover-treehouses/" aria-label="Read more about Does Homeowners Insurance...
- Categories: American Heritage, Home, Money
Many of us simply open a $15 bottle of wine, pour a glass and sip it. Other people savor the art of collecting wine, whether it’s for pure pleasure or as an investment. But some of those collectors fail to insure their valuable vino – wines that can fetch hundreds of thousands of dollars per … <a title="Uncorking The Basics of Wine Insurance" class="read-more" href="https://americanheritageins.com/uncorking-the-basics-of-wine-insurance/" aria-label="Read more about Uncorking The...
- Categories: American Heritage, Commercial Insurance, Small Business
As a small business owner, you’ve put in years of hard work and dedication to make your dream a reality. But what if a customer accidentally slips and falls in your store? Or if one of your contractors accidentally damages a customer’s property while working on a job? These unexpected events could create a major … <a title="What is General Liability Insurance for a Small Business?" class="read-more" href="https://americanheritageins.com/what-is-general-liability-insurance-for-a-small-business/" aria-label="Read more...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
Earlier this year, John Sebak handled an insurance claim filed by someone who was working from home and got into a car accident. The accident destroyed a computer owned by the person’s employer. “The car insurance didn’t cover it, but their home insurance policy did,” said Mr. Sebak, owner of Sebak Insurance Agency in Natrona … <a title="Who Covers Company Equipment Stolen or Damaged While Employees Work From Home?" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Home, Small Business
When caring for children in your home, having the proper insurance is essential. Here are a few considerations when selecting a home day care insurance policy. What is Home Day Care Insurance? Home day car insurance, also known as child care insurance, protects care providers from the unique risks at-home day cares may face. While … <a title="Insurance for Home Day Care Businesses" class="read-more" href="https://americanheritageins.com/insurance-for-home-day-care-businesses/" aria-label="Read more about Insurance for...
- Categories: American Heritage, Special Event Insurance, Umbrella
As a business owner, there will likely be a time when you host or organize a special event for employees and/or clients. In doing so, you want to ensure that you and your company are protected against anything that can go wrong during the event. The size of an event can range from small to … Read more
...
- Categories: American Heritage, Money, nonprofit, Special Event Insurance
Holding a special event is a great opportunity for non-profit organizations to draw awareness to their cause and raise money to help expand their impact. However, even with the best intentions and careful planning, there are still risks. Third-party claims of bodily injury, reputation or advertising injury, or property damage can drain a non-profit organization … <a title="Six Things Non-Profits Need to Know About Special Event Insurance" class="read-more" href="https://americanheritageins.com/six-things-non-profits-need-to-know-about-special-event-insurance/" aria-label="Read...
- Categories: American Heritage, Commercial Insurance, Holidays, Special Event Insurance, Wedding
Whether it’s an audience of ten thousand or something more intimate, you open your space to the public, and to the people who know how to draw a crowd. This, in turn, exposes you and your venue to certain risks that can be managed with the right kind of venue insurance. Whether you need stadium … <a title="Event Insurance for Various Types and Locations of Events" class="read-more" href="https://americanheritageins.com/event-insurance-for-various-types-and-locations-of-events/" aria-label="Read more...