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Insuring a co-op or condo

August 17, 2022

Because co-op and condominium owners share their building structures, two policies—a master policy and an individual policy—are required to fully protect all parties involved. Learn more about insuring a co-op or condo. If you are purchasing a condo or co-op, the bank will require insurance to protect its investment in your home, and your co-op […]

Filed Under: American Heritage, Condo Tagged With: condo insurance, condominium insurance, condos, insurance policy

Unoccupied and Vacant Home Insurance: What is it and Do I Need it?

February 25, 2019Leave a Comment

If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket. For these times, unoccupied and vacant […]

Filed Under: American Heritage, Home Tagged With: American Heritage Insurance Group, Home Insurance, homeowners, Insurance, insurance policy, unoccupied home, vacant home insurance

Breaking Down Your Homeowners Policy

February 6, 2019Leave a Comment

Homeowners insurance is important to many people and is often required to satisfy your mortgage requirements. But how well do you actually understand your policy? Most homeowners policies can be broken down into six sections. Dwelling: This pays for damage to your house and structures that are attached to your house. This includes plumbing, electrical […]

Filed Under: American Heritage, Home, Renters Tagged With: American Heritage Insurance Group, dwelling, Fire, homeowners insurance, homeowners policy, insurance agent, insurance policy, renters, wind damage

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