Author: creative
- Categories: American Heritage, Auto
If I were to suggest that you allow your auto insurance company to track your driving habits, you might say, “no way, I don’t want to be tracked!” But, if I were to tell you that by allowing your insurance company to track your driving, you might be eligible for a discount on your premium, … <a title="Usage-Based Insurance and How it Can Save You Money on Your Auto Insurance...
- Categories: American Heritage, Home
Chances are you have a variety of smart home devices in your home. Sales of smart home devices, which measure in the billions of dollars, have increased every year for the last four years and are projected to continue to grow. Nearly 30% of homes are considered smart homes. Smart home devices not only provide … <a title="Smart Home Devices and How They Can Affect Your Insurance Premium" class="read-more" href="https://americanheritageins.com/smart-home-devices-and-how-they-can-affect-your-insurance-premium/"...
- Categories: American Heritage, Cyber
When worldwide lockdowns were imposed almost overnight in March, most employees thought they were leaving their desks behind for just a few weeks. Very few employers and employees would have predicted that six months later they would still be working from home. Remote working may have been a sudden response which organizations scrambled to organize … <a title="Businesses Need to Rethink Cyber Risks for Work-from-Home Employees" class="read-more" href="https://americanheritageins.com/businesses-need-to-rethink-cyber-risks-for-work-from-home-employees/" aria-label="Read more...
- Categories: American Heritage, Cyber, Home
As of September 2020, nearly 60% of full-time and part-time workers in the U.S. were doing their jobs remotely at least some of the time during the coronavirus pandemic. And many of them would like to keep doing so. This work-from-home pivot makes some employers’ IT professionals nervous, though. A global study released in October … <a title="6 Cybersecurity Tips When You Work From Home" class="read-more" href="https://americanheritageins.com/6-cybersecurity-tips-when-you-work-from-home/" aria-label="Read more about...
- Categories: American Heritage, Cyber, Money
Ever wonder what’s involved in handling a cyber claim? What is the process? Who needs to be notified of a cyber event? What steps should be taken to address the resulting chaos? If you follow Ash Burdon, cyber incident manager at CFC Underwriting, around for a day, you might not guess he works for an … <a title="‘Gotcha – You’ve Been Hacked!’: Handling a Cyber Claim for Your Business" class="read-more"...
- Categories: American Heritage, Commercial Insurance, Cyber, Small Business
Around the world, many people already work full-time from the comfort of their homes or local coffee shops. Employers have discovered, and research has consistently shown, that when employees telework, they remain productive due to having fewer distractions and spending less time commuting. While the ability to allow staff to work remotely when needed gives … <a title="Cyber Security Tips for Allowing Employees to Work From Home" class="read-more" href="https://americanheritageins.com/cyber-security-tips-for-allowing-employees-to-work-from-home/" aria-label="Read...
- Categories: American Heritage, Flood, Money, Renters
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your clothes and jewelry if an uninvited guest picks the lock on your door and “borrows” them? No? Well then-you definitely need renter’s insurance. What is … <a title="What is Renters Insurance and Do You Need It?" class="read-more" href="https://americanheritageins.com/what-is-renters-insurance-and-do-you-need-it/" aria-label="Read more...
- Categories: American Heritage, Pets, Renters
According to the Insurance Information Institute (III), 67% of American households own a pet and dogs account for 63% of them. Unfortunately, sometimes dogs bite. Approximately 4.5 million Americans are bitten by dogs yearly and the average cost of a dog bite claim is $44,760, according to the III. Does Renters Insurance Cover Dog Bites? … <a title="Renters Insurance Usually Covers Dog Bites, But There are Some Exceptions" class="read-more" href="https://americanheritageins.com/renters-insurance-usually-covers-dog-bites-but-there-are-some-exceptions/"...
- Categories: American Heritage, Renters
At the end of summer, parents typically pack up their college kids and head to the dorm or off-campus housing. There’s the usual checklist – towels, bedding, laptop, and laundry supplies. However, one item can be overlooked: renters insurance. Students living in college dorms may be covered under their parents’ homeowners insurance. However, college students … <a title="Why College Students Living Off-Campus Should Have Renters Insurance" class="read-more" href="https://americanheritageins.com/why-college-students-living-off-campus-should-have-renters-insurance/" aria-label="Read more...
- Categories: American Heritage, Renters
Like any other insurance policy, renters insurance has exclusions, and knowing about them ahead of time can help you avoid unexpected bills in a disaster. Just as important, though, is knowing what is covered. All that fine print in your policy likely includes coverage you might not expect, which could save you money down the … Read...